Sorry George.  I'm a law & order kind of person.  Regardless of what underwriters & others are doing & what bureaucrats are holding up, the law is still the law to me. 

I have been looking at foreclosures for the last million or so years & some of the title issues created by faulty documentation are horrendous to clean up & honestly, there's really no need for it.  If the foreclosure mills weren't so busy counting their money then they could do their jobs correctly.  I have literally seen a bazillion foreclosures over the last few years that go something like this:  Mortgage to "A" bank, followed by Order of Notice (Soldiers & Sailors) by "B" bank with no assignment recorded between the mortgage & the O/N.  That particular document would generally get recorded with the final foreclosure documents - sometimes it was backdated; sometimes not.  The result of this miserable failure on the part of the foreclosing attorneys meant that the publication was invalid.  So the underpinnings of the entire foreclosure process were faulty.  Then, to add the cherry to the top; the documents were signed by Joe Blow, Asst Secy for a corporation purporting to sign on behalf of the foreclosing entity.  Naturally there were no poas or corporate votes on record.  It's enormously frustrating to deal with a mess created by someone else, either as a result of their ignorance or general laziness.  I can't think of a single conveyancer in Massachusetts who would stand still for that kind of sloppiness, & I really can't think of why foreclosure mills should get a pass. 

As I understand it, David Stern lived very high off the hog, which is just fine, as long as he came by that money legitimately.  It appears now that he didn't - that he & his law firm cut every corner they could think of to generate more business & more income for themselves.  That's just not right. 

I don't know why it might take two years to run a foreclosure- I'm not an attorney - just someone in the trenches, so I can't speak to that issue; but I can understand people wanting to stave off the inevitable for as long as they can.  I believe that that's what litigation is all about - finding an issue to hang your hat on & going from there.  If the mills can't get it right & it's their malfeasance that's causing delays & redos then I have no sympathy for them.

I do note, though that foreclosures in general have gotten much better looking in the last two years - which is great - fewer issues due to dumb mistakes means a faster process all around.