Interesting points you all bring up but I think you are glossing over the fact that our courts are IN FACT a sausage factory.

Our clerk's offices are many times filled with unqualified public workers paging through mountains of filings jockying for a spot on a docket in the hopes of getting to see a magistrate at best, in a month or two. The mountain of fees and documentation and procedures required for foreclosure is so vast, banks hired outside companies to do it. Doesn't that send a very clear message the SYSTEM is broken?

Also, bringing up the occassional mistaken foreclosure is sort of disingenuous for this conversation. The ratio of mistaken foreclosures versus legitimate is what?

My point is this. If a person fails to pay their mortgage, it shouldn't take a mountain of paperwork and two years to remove them from the property. We as a society have accepted the fact that there is bureauocracy in everything. We've accepted it for some strange reason I can't figure out.

Another question, how would you propose to deal with hundreds of thousands of foreclosures? Have each and every single one of them scrutinized with a fine tooth comb before trial or establish an assembly line situation and let counsel figure it out in the courtroom?