So I finally got my e&o renewal. They of course wait until a couple days before renewal so you can't shop around. My company has shrunk to just my wife and I and the yearly cost has gone from $1,900 to $2,300 for $500k max with $2.5k deductible. They say that the minimum is now $3,500 but they will raise it slowly (probably required by law, I doubt they're giving a break they don't have to).

Anyone else in NJ have any leads to a better deal? I guess at this point I'm forced to renew since it expires next week but I'd be glad to cancel if I can get a better deal.

Thanks for any guidance.

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