I agree with you and feel really bad about all of this.  I definitelly planned on paying Nathan; however, I also planned on getting paid myself.  The nest egg makes sense and once we get busy again, hopefully, we will start our own nest egg.  I actually gave Nathan my Credit Card # and all info so that asa I gave him a go ahead he would have his money immediately.  However, the monies I expected did not come in.   I am hoping to get this all handled this month and get back on the right track,  I never had the intention of "lying" to Nathan and feel bad that that is the case.,  Thanks so much for your input.   Deana