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[+] Genesis Servicing Corp - Abstractor/MI (1 reply)
3/23/2011 7:25:25 AM (3550 views)

[+] John Walker - Angel Kuntz/PA (2 replies)
3/22/2011 10:33:45 PM (3434 views)

Wabasha Street, St Paul, Minnesota - Leigh Attridge/MA
3/22/2011 9:53:48 AM (3650 views)

[+] Anyone heard of these guys - Leigh Attridge/MA (10 replies)
3/21/2011 8:09:56 PM (3552 views)

[+] Trust Title - LEO POVEDA/CA (5 replies)
3/21/2011 6:00:35 PM (3212 views)




[+] Comment on "First American Almost Beat Radian to Market with No-Search Title Product" - Source of Title/OH (3 replies)
3/21/2011 4:12:36 PM (3518 views)

Definition of Photocopier Called Into Question - William Pattison /CA
3/21/2011 11:54:55 AM (2795 views)

[+] Am I missing something? - Nils Nelson/ME (3 replies)
3/21/2011 11:41:46 AM (3318 views)

[+] Does anyone do work for AFA. - CHRISTINE POPISH/PA (5 replies)
3/21/2011 10:53:31 AM (3306 views)

[-] Need Some Feedback - Karen Hurley/KY (8 replies)
3/20/2011 8:13:19 PM (3228 views)
Re: Need Some Feedback - Scott Perry/PA
3/21/2011 7:03:53 AM (3905 views)
Re: Need Some Feedback - Janis Talbot/SC
3/21/2011 7:12:41 AM (3870 views)
Re: Need Some Feedback - Kevin Ahern/CT
3/21/2011 7:56:36 AM (4003 views)
KISS answer - Bobbi Shorthouse, Notary Public/CT
3/21/2011 7:58:20 AM (3955 views)

"... type out the property description for the commitment on on their site after uploading the title search and copies ..."

A Keep It Simply Sweetheart reason: The mortgage deed legal description is being returned with a big RED "received illegible" in all caps or similar text rubber stamped on the metes and bounds legal description page.  The copy of the photocopy attached to the recorded mortgage deed used as a legal description has been cut, pasted, reduced and reproduced so many times it is difficult or impossible to read every character and number either before or after scanning for the Land Records.

Depending on your state, title requirements and what is included in the rest of the deed ( i.e., keyed in street address, parcel identification, volume & page description was taken from,  etc.), this illegible metes & bounds may not be a big deal.  Just means that somewhere down the road when the property is motgaged again (using a bringdown from an existing mortgage rather than a full search)  someone may have to ask a secretary to type the metes & bounds based on a prior easier to read description, which will require finding the "legible" description on the Land Records.  See this a lot because in this fast-paced real estate world cut-and-paste is less time-consuming and more "exact" than re-type, proofread, re-type corrections, proofread again ....  recipient then re-reads and proofreads to confirm newly typed metes and bounds matches title search. (As we all know, NOT including a correct legal description, particularly when you are the entity that prepared the "re-typed" description, leads to lawsuits and other problems.)

KISS:  Lender should PAY for a title search that includes enough research to go back in time to at least a legible legal description, even if it means having a person present in the U.S. to physically go to the Land Records.

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Re: Need Some Feedback - Leigh Attridge/MA
3/21/2011 9:30:00 AM (3755 views)
India feedback - William Pattison /CA
3/21/2011 11:29:53 AM (3847 views)
Re: India feedback - Garret  Fitzgerald/VA
3/21/2011 3:32:24 PM (3944 views)
Re: India feedback - Nils Nelson/ME
3/21/2011 3:53:44 PM (3975 views)

[+] Comment on "NAILTA Supports Fed Rule on Loan Originators" - Source of Title/OH (1 reply)
3/19/2011 12:05:42 PM (3306 views)

Op Ed - Settling Foreclosure Abuses - Leigh Attridge/MA
3/19/2011 9:06:05 AM (3992 views)

[+] Does anyone know this company? - Jeanne  Myers/NY (3 replies)
3/18/2011 1:21:14 PM (3478 views)

[+] FDIC sues Ex-Chief of Big Bank That Failed - Leigh Attridge/MA (3 replies)
3/17/2011 11:48:13 PM (4769 views)

[+] Abstractors A GoGo - Scott Aduddell/MO (5 replies)
3/17/2011 8:49:09 PM (3595 views)


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