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Wabasha Street, St Paul, Minnesota - Leigh Attridge/MA
3/22/2011 9:53:48 AM (3637 views)

[+] Anyone heard of these guys - Leigh Attridge/MA (10 replies)
3/21/2011 8:09:56 PM (3546 views)

[+] Trust Title - LEO POVEDA/CA (5 replies)
3/21/2011 6:00:35 PM (3200 views)

[+] Comment on "First American Almost Beat Radian to Market with No-Search Title Product" - Source of Title/OH (3 replies)
3/21/2011 4:12:36 PM (3508 views)

Definition of Photocopier Called Into Question - William Pattison /CA
3/21/2011 11:54:55 AM (2787 views)




[+] Am I missing something? - Nils Nelson/ME (3 replies)
3/21/2011 11:41:46 AM (3302 views)

[+] Does anyone do work for AFA. - CHRISTINE POPISH/PA (5 replies)
3/21/2011 10:53:31 AM (3303 views)

[-] Need Some Feedback - Karen Hurley/KY (8 replies)
3/20/2011 8:13:19 PM (3223 views)
Re: Need Some Feedback - Scott Perry/PA
3/21/2011 7:03:53 AM (3860 views)
Re: Need Some Feedback - Janis Talbot/SC
3/21/2011 7:12:41 AM (3832 views)
Re: Need Some Feedback - Kevin Ahern/CT
3/21/2011 7:56:36 AM (3952 views)
KISS answer - Bobbi Shorthouse, Notary Public/CT
3/21/2011 7:58:20 AM (3912 views)

"... type out the property description for the commitment on on their site after uploading the title search and copies ..."

A Keep It Simply Sweetheart reason: The mortgage deed legal description is being returned with a big RED "received illegible" in all caps or similar text rubber stamped on the metes and bounds legal description page.  The copy of the photocopy attached to the recorded mortgage deed used as a legal description has been cut, pasted, reduced and reproduced so many times it is difficult or impossible to read every character and number either before or after scanning for the Land Records.

Depending on your state, title requirements and what is included in the rest of the deed ( i.e., keyed in street address, parcel identification, volume & page description was taken from,  etc.), this illegible metes & bounds may not be a big deal.  Just means that somewhere down the road when the property is motgaged again (using a bringdown from an existing mortgage rather than a full search)  someone may have to ask a secretary to type the metes & bounds based on a prior easier to read description, which will require finding the "legible" description on the Land Records.  See this a lot because in this fast-paced real estate world cut-and-paste is less time-consuming and more "exact" than re-type, proofread, re-type corrections, proofread again ....  recipient then re-reads and proofreads to confirm newly typed metes and bounds matches title search. (As we all know, NOT including a correct legal description, particularly when you are the entity that prepared the "re-typed" description, leads to lawsuits and other problems.)

KISS:  Lender should PAY for a title search that includes enough research to go back in time to at least a legible legal description, even if it means having a person present in the U.S. to physically go to the Land Records.

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Re: Need Some Feedback - Leigh Attridge/MA
3/21/2011 9:30:00 AM (3715 views)
India feedback - William Pattison /CA
3/21/2011 11:29:53 AM (3796 views)
Re: India feedback - Garret  Fitzgerald/VA
3/21/2011 3:32:24 PM (3903 views)
Re: India feedback - Nils Nelson/ME
3/21/2011 3:53:44 PM (3932 views)

[+] Comment on "NAILTA Supports Fed Rule on Loan Originators" - Source of Title/OH (1 reply)
3/19/2011 12:05:42 PM (3297 views)

Op Ed - Settling Foreclosure Abuses - Leigh Attridge/MA
3/19/2011 9:06:05 AM (3939 views)

[+] Does anyone know this company? - Jeanne  Myers/NY (3 replies)
3/18/2011 1:21:14 PM (3464 views)

[+] FDIC sues Ex-Chief of Big Bank That Failed - Leigh Attridge/MA (3 replies)
3/17/2011 11:48:13 PM (4755 views)

[+] Abstractors A GoGo - Scott Aduddell/MO (5 replies)
3/17/2011 8:49:09 PM (3589 views)

[+] India - Dave Pelligrinelli/GA (9 replies)
3/17/2011 7:55:05 PM (5058 views)

[+] Comment on "Former Town Treasurer Gets Eight Years for Stealing Cell Phone Tower" - Source of Title/OH (2 replies)
3/17/2011 10:59:56 AM (3221 views)


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