Register
Log In
Forget your Password?

Home
Directory
Bulletins
Forums
Blogs
Articles
Links
Classifieds
About Us
Contact Us
Advertise
FAQ
Privacy Policy


Discussion
<< get older messagesget newer messages >>
to post a message: login - or - register | search messages | hide all replies



1 in 3 homeowners underwater? - Garret  Fitzgerald/VA
5/11/2011 12:07:14 PM (4221 views)
Re: 1 in 3 homeowners underwater? - Robert Franco/OH
5/11/2011 12:46:53 PM (3614 views)
Re: 1 in 3 homeowners underwater? - Kevin Ahern/CT
5/11/2011 1:09:14 PM (3463 views)
Re: 1 in 3 homeowners underwater? - William Pattison /CA
5/11/2011 1:26:14 PM (3577 views)
Re: 1 in 3 homeowners underwater? - Scott Perry/PA
5/11/2011 4:44:30 PM (3731 views)
Re: Thank you... - Robert Franco/OH
5/11/2011 4:58:32 PM (3548 views)
Re: Thank you... - Scott Perry/PA
5/11/2011 5:32:35 PM (3478 views)
Re: Thank you... - Slade Smith/OH
5/11/2011 8:04:58 PM (3515 views)
Re: Thank you... - Scott Perry/PA
5/14/2011 10:40:03 AM (4959 views)
Re: Thank you... - Slade Smith/OH
5/14/2011 6:20:59 PM (3550 views)
Re: 1 in 3 homeowners underwater? - Mark Pierson/FL
5/16/2011 9:48:14 AM (3267 views)
Re: 1 in 3 homeowners underwater? - Slade Smith/OH
5/11/2011 7:50:08 PM (3495 views)
Re: 1 in 3 homeowners underwater? - Scott Perry/PA
5/14/2011 11:39:31 AM (3471 views)
Re: 1 in 3 homeowners underwater? - Kevin McCarthy/AR
5/16/2011 1:46:22 AM (3328 views)
Re: 1 in 3 homeowners underwater? - Scott Perry/PA
5/16/2011 7:15:02 AM (3355 views)
Re: 1 in 3 homeowners underwater? - Robert Franco/OH
5/16/2011 8:24:11 AM (3367 views)
Re: 1 in 3 homeowners underwater? - Janis Talbot/SC
5/16/2011 8:56:12 AM (3383 views)

Round the Clock Docs - Sandra Harold/KS
5/11/2011 11:35:38 AM (5438 views)
Re: Round the Clock Docs - Nils Nelson/ME
5/11/2011 11:45:00 AM (3896 views)
Re: Round the Clock Docs - rod hefner/KS
5/17/2011 5:11:03 PM (3693 views)
Round the Clock Docs -- NOT Affiliated with Abstractors A Go Go - Charlie Reynolds/NJ
5/17/2011 5:54:14 PM (4184 views)

Fed Retreat on Bigger Loans Rattles Housing - Leigh Attridge/MA
5/11/2011 9:35:18 AM (3343 views)

No Mortgage Modification for me! - Paula Reynolds/FL
5/10/2011 5:56:32 PM (3053 views)
Re: No Mortgage Modification for me! - Garret  Fitzgerald/VA
5/11/2011 12:09:18 PM (3347 views)
Re: No Mortgage Modification for me! - john franz/NJ
5/16/2011 8:59:28 AM (3275 views)
Re: No Mortgage Modification for me! - Janis Talbot/SC
5/16/2011 9:04:02 AM (3155 views)

Comment on "Another County Looks to Recover Lost Fees from MERS" - Source of Title/OH
5/10/2011 2:59:01 PM (2894 views)
MERS - Lee Holzinger/CA
5/10/2011 2:59:01 PM (5048 views)




What is Reasonable? - Carl Litchfield/SC
5/9/2011 7:54:04 PM (3043 views)
Re: What is Reasonable? - Jessica Talley/FL
5/10/2011 9:02:44 AM (3305 views)
Re: What is Reasonable? - Donna McCullough/SC
5/10/2011 9:06:42 PM (3276 views)
Re: What is Reasonable? - Kevin Ahern/CT
5/11/2011 8:27:04 AM (3337 views)

You have to be careful about assessing late charges. The law permitting them is state specific. In Connecticut you can not charge interest/ late fees unless there is a statute that permits it or you have a contract with the client that permits it.

You also have to be mindful of usuary laws in the forum state. Although I think that a commercial transaction such as you describe is not subject to these laws, it would be a good idea to consult the law of the forum state. In Connecticut usurious interest/late charges make both the principal and the late charge uncollectible.

In terms of collection...don't waste your time with collection agencies. All they can do is make threatening telephone calls which are limited by the Fair Credit Collection Act and write annoying letters. You are better off serving the client with a summons. Most of the time it is enough to get you paid, and you do not have to go to the expense of litigation. Sometimes just sending them a copy of the summons with a cover letter explaining that you will serve it if you are not paid is enough, but be prepared to follow through with serving it. There is something impressive about a marshal appearing in their place of business, flashing a badge and serving the papers.

Publishing your complaint on the internet or other media is not a good idea. It could lead to an ugly and expensive defamation or trade libel suit. While the truth of the statement is a defense, you would still have to go through the expense and aggtavation of defending yourself. By contrast the same statements that may be defamatory are covered in most states by a qualified/conditional privilege when alleged in a civil action. Statements made in court pleadings, depositions and testimony do not give rise to suits for defemation. However, the key word is qualified/conditional privilege. The privilege can be lost by over publication in the media. We had an ugly divorce case here in Connecticut a few years ago which apparently gained a high profile in the media. One of the litigants chose to publish remarks in the media while the case was pending, and lost the privilege through over publication.

 

to post a reply: login - or - register


Re: What is Reasonable? - Carl Litchfield/SC
5/11/2011 11:31:16 AM (3235 views)
Re: What is Reasonable? - Dan Zook/NY
5/11/2011 3:08:17 PM (3238 views)
Re: What is Reasonable? - Janis Talbot
5/16/2011 9:14:12 AM (3128 views)

Comment on "Title Insurance Industry 2010 Performance-- in Graphs" - Source of Title/OH
5/7/2011 4:00:23 PM (3254 views)
Good Work! - Wyatt Bell/FL
5/7/2011 4:00:23 PM (3413 views)
Re: Good Work! - Slade Smith/OH
5/9/2011 2:46:07 PM (3291 views)

Home Prices Double Dip Down - Leigh Attridge/MA
5/6/2011 11:21:46 AM (3848 views)
Re: Home Prices Double Dip Down - Slade Smith/OH
5/6/2011 1:10:02 PM (3459 views)

Comment on "Ties Common Between Title Crimes and Out of Control Casino Gambling" - Source of Title/OH
5/4/2011 8:13:35 PM (2826 views)
Ho-Chunk? - J. H./OH
5/4/2011 8:13:35 PM (7753 views)
Re: Ho-Chunk? - James Powell/MI
5/5/2011 7:54:42 AM (9153 views)

Offering: current owners for $ 20! - MJDT/KS
5/4/2011 1:47:18 AM (3500 views)
Re: Offering: current owners for $ 20! - William Pattison /CA
5/5/2011 2:23:07 PM (3802 views)
Re: Offering: current owners for $ 20! - Garret  Fitzgerald/VA
5/10/2011 1:34:36 AM (3509 views)
Re: Offering: current owners for $ 20! - john franz/NJ
5/10/2011 9:40:16 AM (3463 views)
VENDOR Packages: Reject Them - William Pattison /CA
5/11/2011 1:36:37 PM (3455 views)
Re: VENDOR Packages: Reject Them - Paula Reynolds/FL
5/12/2011 3:03:33 PM (3249 views)
Re: VENDOR Packages: Reject Them - William Pattison /CA
5/31/2011 11:47:08 PM (3484 views)

ALTA's CEO is Chairman of the Board of MERS..? - Slade Smith/OH
5/3/2011 9:40:30 AM (3095 views)
Re: ALTA's CEO is Chairman of the Board of MERS..? - Robert Franco/OH
5/3/2011 11:10:40 AM (3605 views)
Re: ALTA's CEO is Chairman of the Board of MERS..? - john franz/NJ
5/10/2011 9:33:40 AM (3209 views)

Harvard University reports "affordability crisis for renters" - Leigh Attridge/MA
5/3/2011 8:34:15 AM (3871 views)
Re: Harvard University reports "affordability crisis for renters" - Abstractor/GA
5/3/2011 11:54:46 AM (3452 views)
Re: Harvard University reports "affordability crisis for renters" - Leigh Attridge/MA
5/3/2011 2:41:27 PM (5009 views)

Tri State Abstractions - Joyce Obrien/PA
5/2/2011 1:07:12 PM (4094 views)

New World - William Pattison /CA
5/2/2011 12:37:37 PM (3319 views)
Re: New World - Susan Grace/RI
5/2/2011 12:46:49 PM (3508 views)
Re: New World - Kevin Ahern/CT
5/2/2011 1:27:26 PM (3568 views)
Re: New World - Barbara Bennett/IN
5/2/2011 5:53:29 PM (3543 views)
Re: New World - Kevin Ahern/CT
5/2/2011 6:05:37 PM (3597 views)
Re: New World - William Pattison /CA
5/5/2011 2:31:00 PM (3481 views)

Off Shore Companies - Susan Grace/RI
5/2/2011 12:26:14 PM (3451 views)
Re: Off Shore Companies - William Pattison /CA
5/2/2011 12:29:56 PM (3726 views)
Re: Off Shore Companies - Susan Grace/RI
5/2/2011 12:36:32 PM (3842 views)
Re: Off Shore Companies - Barbara Bennett/IN
5/2/2011 5:55:10 PM (3847 views)
Re: Off Shore Companies - Nils Nelson/ME
5/2/2011 7:14:39 PM (4187 views)
Re: Off Shore Companies - Chris Mabie/VA
5/10/2011 3:38:29 PM (3534 views)
Dinosaur analogy - William Pattison /CA
5/11/2011 1:43:06 PM (4187 views)
Re: Dinosaur analogy - Paula Reynolds/FL
5/12/2011 3:05:16 PM (3505 views)


<< get older messagesget newer messages >>

DISCLAIMER: These Message Forums are un-moderated and Source of Title does not endorse the content of any of the posts. Source of Title discourages libelous comments and you, as the sole creator of the content, take full responsibility for your remarks.
Directory

The Source of Title Business directory has 8961 listed companies.

Leave feedback on a company:
SOT ID #:  learn more...
DRN Title Search
Blogs

Read other users' blogs-- or start your own!

Most Recent Blog Posts:

What Is Title Insurance & Benefits
Michael Stelzer's Blog
2026/03/14
0 comments

The Source of Title - Part I: Freedom Written, Freedom Insured
Ben DuBay's Blog
2026/02/15
0 comments

Shared Driveway Agreements
Marissa Berends's Blog
2025/12/10
0 comments

Articles

Source of Title articles help to keep you informed on the state of the title industry.

Mortgage Applications Increase in Latest MBA Weekly Survey
“Financial markets were volatile last week amid the ongoing turmoil in the Middle East. Mortgage rates increased o...
NAR Statement on President Trump's Executive Order on Removing Regulatory Barriers to Affordable Home Construction
“America’s housing affordability crisis is fundamentally a supply problem, and solving it requires removing ...
NAR Applauds Senate Passage of the 21st Century ROAD to Housing Act
“It has been nearly two decades since Congress last enacted a sweeping, bipartisan housing law. The Housing and Ec...
Single-Family Starts Remain Soft in January on Affordability Concerns
“The single-family market has slowed as builders continue to deal with elevated construction costs while affordabi...
Propy Brings Agentic AI to Institutional Real Estate with Its Third Acquisition: Boss Law in Florida
"We're excited to expand into the institutional market, where large real estate operators need infrastructure that can s...

Search Articles:
browse...

Classifieds

Buy, sell, or trade! Browse the ads or post your own!

© 2020, Source of Title.