Register
Log In
Forget your Password?

Home
Directory
Bulletins
Forums
Blogs
Articles
Links
Classifieds
About Us
Contact Us
Advertise
FAQ
Privacy Policy


Discussion
<< get older messagesget newer messages >>
to post a message: login - or - register | search messages | hide all replies



Time Management at it's best- Not title related just sharing - CHARLENE  PERRY/MD
5/13/2011 4:19:13 PM (2864 views)
Re: Time Management at it's best- Not title related just sharing - Dorothy Payne/NY
5/16/2011 7:30:28 PM (3165 views)

How are people from other countries doing it? - Carrin/TX
5/13/2011 11:23:27 AM (3259 views)
Re: How are people from other countries doing it? - Nils Nelson/ME
5/13/2011 3:52:19 PM (3513 views)
Re: How are people from other countries doing it? - Michael Toebe/KS
5/13/2011 6:40:14 PM (3374 views)
Re: How are people from other countries doing it? - Brenda Palmer/TN
5/16/2011 5:24:46 AM (3387 views)
Re: How are people from other countries doing it? - William Pattison /CA
5/31/2011 11:43:39 PM (3122 views)

I cannot answer my phone! - Robert Franco/OH
5/12/2011 3:30:15 PM (3316 views)
Re: I cannot answer my phone! - Kevin Ahern/CT
5/12/2011 4:12:47 PM (3447 views)
Re: I cannot answer my phone! - Leigh Attridge/MA
5/12/2011 4:26:50 PM (3444 views)
Re: I cannot answer my phone! - Donna McCullough/SC
5/12/2011 5:50:30 PM (3528 views)
Re: I cannot answer my phone! - Nils Nelson/ME
5/12/2011 6:00:07 PM (3305 views)
Re: I cannot answer my phone! - Nils Nelson/ME
5/12/2011 6:02:41 PM (3394 views)
Does your state offer a no-call list choice - Michael Toebe/KS
5/13/2011 6:42:33 PM (3411 views)
Re: I cannot answer my phone! - john franz/NJ
5/16/2011 8:54:52 AM (3198 views)

1 in 3 homeowners underwater? - Garret  Fitzgerald/VA
5/11/2011 12:07:14 PM (4150 views)
Re: 1 in 3 homeowners underwater? - Robert Franco/OH
5/11/2011 12:46:53 PM (3435 views)
Re: 1 in 3 homeowners underwater? - Kevin Ahern/CT
5/11/2011 1:09:14 PM (3280 views)
Re: 1 in 3 homeowners underwater? - William Pattison /CA
5/11/2011 1:26:14 PM (3389 views)
Re: 1 in 3 homeowners underwater? - Scott Perry/PA
5/11/2011 4:44:30 PM (3519 views)
Re: Thank you... - Robert Franco/OH
5/11/2011 4:58:32 PM (3334 views)
Re: Thank you... - Scott Perry/PA
5/11/2011 5:32:35 PM (3276 views)
Re: Thank you... - Slade Smith/OH
5/11/2011 8:04:58 PM (3320 views)
Re: Thank you... - Scott Perry/PA
5/14/2011 10:40:03 AM (4746 views)
Re: Thank you... - Slade Smith/OH
5/14/2011 6:20:59 PM (3368 views)
Re: 1 in 3 homeowners underwater? - Mark Pierson/FL
5/16/2011 9:48:14 AM (3086 views)
Re: 1 in 3 homeowners underwater? - Slade Smith/OH
5/11/2011 7:50:08 PM (3297 views)
Re: 1 in 3 homeowners underwater? - Scott Perry/PA
5/14/2011 11:39:31 AM (3275 views)
Re: 1 in 3 homeowners underwater? - Kevin McCarthy/AR
5/16/2011 1:46:22 AM (3143 views)
Re: 1 in 3 homeowners underwater? - Scott Perry/PA
5/16/2011 7:15:02 AM (3176 views)
Re: 1 in 3 homeowners underwater? - Robert Franco/OH
5/16/2011 8:24:11 AM (3180 views)
Re: 1 in 3 homeowners underwater? - Janis Talbot/SC
5/16/2011 8:56:12 AM (3194 views)

Round the Clock Docs - Sandra Harold/KS
5/11/2011 11:35:38 AM (5362 views)
Re: Round the Clock Docs - Nils Nelson/ME
5/11/2011 11:45:00 AM (3716 views)
Re: Round the Clock Docs - rod hefner/KS
5/17/2011 5:11:03 PM (3486 views)
Round the Clock Docs -- NOT Affiliated with Abstractors A Go Go - Charlie Reynolds/NJ
5/17/2011 5:54:14 PM (3999 views)


Real Title Services


Fed Retreat on Bigger Loans Rattles Housing - Leigh Attridge/MA
5/11/2011 9:35:18 AM (3278 views)

No Mortgage Modification for me! - Paula Reynolds/FL
5/10/2011 5:56:32 PM (2986 views)
Re: No Mortgage Modification for me! - Garret  Fitzgerald/VA
5/11/2011 12:09:18 PM (3145 views)
Re: No Mortgage Modification for me! - john franz/NJ
5/16/2011 8:59:28 AM (3076 views)
Re: No Mortgage Modification for me! - Janis Talbot/SC
5/16/2011 9:04:02 AM (2956 views)

Comment on "Another County Looks to Recover Lost Fees from MERS" - Source of Title/OH
5/10/2011 2:59:01 PM (2808 views)
MERS - Lee Holzinger/CA
5/10/2011 2:59:01 PM (4799 views)

What is Reasonable? - Carl Litchfield/SC
5/9/2011 7:54:04 PM (2951 views)
Re: What is Reasonable? - Jessica Talley/FL
5/10/2011 9:02:44 AM (3105 views)
Re: What is Reasonable? - Donna McCullough/SC
5/10/2011 9:06:42 PM (3077 views)
Re: What is Reasonable? - Kevin Ahern/CT
5/11/2011 8:27:04 AM (3119 views)

You have to be careful about assessing late charges. The law permitting them is state specific. In Connecticut you can not charge interest/ late fees unless there is a statute that permits it or you have a contract with the client that permits it.

You also have to be mindful of usuary laws in the forum state. Although I think that a commercial transaction such as you describe is not subject to these laws, it would be a good idea to consult the law of the forum state. In Connecticut usurious interest/late charges make both the principal and the late charge uncollectible.

In terms of collection...don't waste your time with collection agencies. All they can do is make threatening telephone calls which are limited by the Fair Credit Collection Act and write annoying letters. You are better off serving the client with a summons. Most of the time it is enough to get you paid, and you do not have to go to the expense of litigation. Sometimes just sending them a copy of the summons with a cover letter explaining that you will serve it if you are not paid is enough, but be prepared to follow through with serving it. There is something impressive about a marshal appearing in their place of business, flashing a badge and serving the papers.

Publishing your complaint on the internet or other media is not a good idea. It could lead to an ugly and expensive defamation or trade libel suit. While the truth of the statement is a defense, you would still have to go through the expense and aggtavation of defending yourself. By contrast the same statements that may be defamatory are covered in most states by a qualified/conditional privilege when alleged in a civil action. Statements made in court pleadings, depositions and testimony do not give rise to suits for defemation. However, the key word is qualified/conditional privilege. The privilege can be lost by over publication in the media. We had an ugly divorce case here in Connecticut a few years ago which apparently gained a high profile in the media. One of the litigants chose to publish remarks in the media while the case was pending, and lost the privilege through over publication.

 

to post a reply: login - or - register


Re: What is Reasonable? - Carl Litchfield/SC
5/11/2011 11:31:16 AM (3028 views)
Re: What is Reasonable? - Dan Zook/NY
5/11/2011 3:08:17 PM (3030 views)
Re: What is Reasonable? - Janis Talbot
5/16/2011 9:14:12 AM (2941 views)

Comment on "Title Insurance Industry 2010 Performance-- in Graphs" - Source of Title/OH
5/7/2011 4:00:23 PM (3167 views)
Good Work! - Wyatt Bell/FL
5/7/2011 4:00:23 PM (3216 views)
Re: Good Work! - Slade Smith/OH
5/9/2011 2:46:07 PM (3083 views)

Home Prices Double Dip Down - Leigh Attridge/MA
5/6/2011 11:21:46 AM (3758 views)
Re: Home Prices Double Dip Down - Slade Smith/OH
5/6/2011 1:10:02 PM (3276 views)

Comment on "Ties Common Between Title Crimes and Out of Control Casino Gambling" - Source of Title/OH
5/4/2011 8:13:35 PM (2766 views)
Ho-Chunk? - J. H./OH
5/4/2011 8:13:35 PM (7508 views)
Re: Ho-Chunk? - James Powell/MI
5/5/2011 7:54:42 AM (8868 views)

Offering: current owners for $ 20! - MJDT/KS
5/4/2011 1:47:18 AM (3443 views)
Re: Offering: current owners for $ 20! - William Pattison /CA
5/5/2011 2:23:07 PM (3607 views)
Re: Offering: current owners for $ 20! - Garret  Fitzgerald/VA
5/10/2011 1:34:36 AM (3308 views)
Re: Offering: current owners for $ 20! - john franz/NJ
5/10/2011 9:40:16 AM (3267 views)
VENDOR Packages: Reject Them - William Pattison /CA
5/11/2011 1:36:37 PM (3251 views)
Re: VENDOR Packages: Reject Them - Paula Reynolds/FL
5/12/2011 3:03:33 PM (3047 views)
Re: VENDOR Packages: Reject Them - William Pattison /CA
5/31/2011 11:47:08 PM (3294 views)

ALTA's CEO is Chairman of the Board of MERS..? - Slade Smith/OH
5/3/2011 9:40:30 AM (3036 views)
Re: ALTA's CEO is Chairman of the Board of MERS..? - Robert Franco/OH
5/3/2011 11:10:40 AM (3432 views)
Re: ALTA's CEO is Chairman of the Board of MERS..? - john franz/NJ
5/10/2011 9:33:40 AM (3032 views)

Harvard University reports "affordability crisis for renters" - Leigh Attridge/MA
5/3/2011 8:34:15 AM (3783 views)
Re: Harvard University reports "affordability crisis for renters" - Abstractor/GA
5/3/2011 11:54:46 AM (3302 views)
Re: Harvard University reports "affordability crisis for renters" - Leigh Attridge/MA
5/3/2011 2:41:27 PM (4838 views)


<< get older messagesget newer messages >>

DISCLAIMER: These Message Forums are un-moderated and Source of Title does not endorse the content of any of the posts. Source of Title discourages libelous comments and you, as the sole creator of the content, take full responsibility for your remarks.
Directory

The Source of Title Business directory has 8961 listed companies.

Leave feedback on a company:
SOT ID #:  learn more...
DRN Title Search
Blogs

Read other users' blogs-- or start your own!

Most Recent Blog Posts:

Shared Driveway Agreements
Marissa Berends's Blog
2025/12/10
0 comments

Explain It Like I’m 5: FIRPTA Edition
Marissa Berends's Blog
2025/12/03
0 comments

Home buyers are more active this fall.....
Michael Stelzer's Blog
2025/11/27
0 comments

Articles

Source of Title articles help to keep you informed on the state of the title industry.

MBA Statement on President Donald Trump's Executive Order on AI
“Technology does not stop at a state border. We believe strongly that a unified federal approach is necessary to a...
Settlor Unveils Integration with DataTrace®
Settlor, an independent national provider of title and settlement services technology, has unveiled an integration with ...
Mortgage Applications Increase in Latest MBA Weekly Survey
“Compared to the prior week’s data, which included an adjustment for the Thanksgiving holiday, mortgage appl...
FirstClose Integrates Stewart Home Equity Solutions into OMS to Streamline Lender Workflows
Stewart’s addition to FirstClose OMS provides lenders with data, property reports, title insurance, and an E&O Pol...
National Association of REALTORS® Unveils Top 10 Homebuying Hot Spots for 2026
"Lower mortgage rates and larger inventory will attract buyers back to the market in 2026," said NAR Chief Economist Law...

Search Articles:
browse...

Classifieds

Buy, sell, or trade! Browse the ads or post your own!

© 2020, Source of Title.