You had better think your position on the protection of the corporate/LLC shield through a little more carefully if your state's corporate law is anything like Connecticut's. In Connecticut the corporate/LLC shield does not protect corporate officers/directors or LLC members against torts perpetrated in their representative or personal capacity. Negligence is a tort. That is the purpose of e&o insurance. If your e&o policy makes that a exception to coverage you better look into more inclusive coverage.

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