Most, if not all, of eastern Massachusetts received phone calls from "Sovereign Bank" last weekend  informing everyone that " all of your accounts have been frozen" & that all we needed to do to re-open them was provide them with the teensiest bit of account information.  The call to our house came in at quarter to one in the morning.  Interesting bunch of scammers who obviously don't understand the concept of different time zones.  Wonder where they were from.