Assuming:

1. Wilma did not join in the execution of the deed to the trust; and

2. The deed to the trust was properly executed and recorded; and

3. Herbert did not deed his 1/2 interest in the property to Andy for $3000 prior to the transfer for no consideration to the trust; then

The property would be owned 1/2 by Wilma and 1/2 by the trust, the latter 1/2 being subject to Wilma's life estate in 1/3 under Ohio dower laws.