Tom,

I do not know who your clients are, but my clients pay me weekly, every 2 weeks and once a month and only 1 that goes out 45 days.

I refuse to work for companies who think its ok to go out 60-90 days, because there are plenty of good companies who pay in a timely fashion.

As an owner of a company I have the right to demand when I will be paid, and I can say no to companies who think they can pay me on their time line of 60-90 days. What that tells me is that they are in financial trouble.

The real problem is people like you who "accept" that its ok to have to wait for your money.

I once ask an employee at a company, who I use to work for, if they would wait 90 days for a paycheck,  she was shocked that I even ask and finally said no of course not. My response was, well neither will I.