Register
Log In
Forget your Password?

Home
Directory
Bulletins
Forums
Blogs
Articles
Links
Classifieds
About Us
Contact Us
Advertise
FAQ
Privacy Policy


Discussion
<< get older messagesget newer messages >>
to post a message: login - or - register | search messages | show all replies



[+] What happens when a 2nd mortgage - Tempie Elder/GA (5 replies)
2/28/2012 11:20:19 AM (4260 views)

[-] Mortgage avoided by bankruptcy judge due to improper acknowledgement - Leigh Attridge/MA (4 replies)
2/25/2012 6:21:24 PM (6036 views)
Interesting reading in any state - Bobbi Shorthouse, Notary Public/CT
2/27/2012 1:45:30 PM (4360 views)
Re: Interesting reading in any state - Leigh Attridge/MA
2/27/2012 2:58:00 PM (4390 views)
Re: Interesting reading in any state - Patrick Scott/IL
2/27/2012 9:47:02 PM (4192 views)

I see a title claim afoot here.  I think it's pretty safe to say that a hapless title closer got some acknowledgements mixed up and recorded with the wrong mortgages.  Those folks who are named on the acknowledgement are probably making monthly payments on an unenforceable mortgage themselves.

The major lenders all use origination software that automatically populates the information into the loan documents.  I'm sure that includes the acknowledgement.

Whether or not my guess is correct, the title insurance policy insures an enforceable lien.  This lien was judged unenforceable, and thus avoided in the bankruptcy. 

I still think the lack of notice thing is a bunch of bull, however.  The lack of notice argument is based on theory, whereas the fact is that the mortgage was recorded, thereby giving constructive notice.

Theory trumps reality in this case.

to post a reply: login - or - register


Re: Interesting reading in any state - Leigh Attridge/MA
2/27/2012 10:57:39 PM (4687 views)

[+] 351 year old will sparks bitter dispute in Massachusetts - Leigh Attridge/MA (5 replies)
2/24/2012 9:44:22 PM (5286 views)

[+] Price of fuel and work? - Carla Curry/KY (5 replies)
2/23/2012 7:24:18 PM (3723 views)

[+] not being paid - CHRISTINE POPISH/PA (38 replies)
2/22/2012 7:43:31 PM (4661 views)




not being paid - CHRISTINE POPISH/PA
2/22/2012 7:43:29 PM (3521 views)

[+] Ridiculous Collection Practices - K C/NJ (8 replies)
2/22/2012 1:13:23 PM (4149 views)

[+] Absurd fee dispute - Dan Zook/NY (5 replies)
2/22/2012 11:21:34 AM (4163 views)

[+] NY Project - George Fushi/IL (2 replies)
2/22/2012 10:08:31 AM (3981 views)

[+] doc rns - Joan Howland/CT (8 replies)
2/20/2012 7:22:10 PM (3934 views)

[+] Capstone Title, Kentucky - Karen Hurley/KY (8 replies)
2/20/2012 3:26:36 PM (4928 views)

[+] 21st Century National Abstraction/Deana Moore - Jason Knowles/AL (5 replies)
2/20/2012 10:25:21 AM (4291 views)

[+] EXLZoom Ever heard of them? - Alix Ott/MI (1 reply)
2/17/2012 8:54:02 AM (4032 views)

[+] Need Some Input! - Michaela Urban/OH (17 replies)
2/16/2012 10:56:04 PM (3918 views)

[+] Northwest Title Agency (Madison, WI) - Megan Rowlands/PA (6 replies)
2/16/2012 1:29:47 PM (4950 views)


<< get older messagesget newer messages >>

DISCLAIMER: These Message Forums are un-moderated and Source of Title does not endorse the content of any of the posts. Source of Title discourages libelous comments and you, as the sole creator of the content, take full responsibility for your remarks.
Directory

The Source of Title Business directory has 8961 listed companies.

Leave feedback on a company:
SOT ID #:  learn more...
DRN Title Search
Blogs

Read other users' blogs-- or start your own!

Most Recent Blog Posts:

Shared Driveway Agreements
Marissa Berends's Blog
2025/12/10
0 comments

Explain It Like I’m 5: FIRPTA Edition
Marissa Berends's Blog
2025/12/03
0 comments

Home buyers are more active this fall.....
Michael Stelzer's Blog
2025/11/27
0 comments

Articles

Source of Title articles help to keep you informed on the state of the title industry.

Purlin and Final Offer Merge to Create Real Estate's First AI Platform Unifying Real Estate, Mortgage, and Title
Purlin®, the AI platform powering enterprise real estate operations, and Final Offer™, the industry's only co...
Mortgage Applications Decrease in Latest MBA Weekly Survey
“Application volume was down last week, led by a 14 percent drop in purchase applications. Winter Storm Fern likel...
Home Prices Increased in 73% of Metro Areas in Fourth Quarter of 2025
Home prices rose in 73% of metro markets (168 out of 230) during the fourth quarter of 2025, according to the National A...
NAR Opens Applications for 2026 Good Neighbor Awards
“Service is at the heart of what it means to be a REALTOR®,” said NAR President Kevin Brown. “The...
Advocus National Title Insurance Company Announces Expanded Leadership Team to Support National Growth of Attorney-First Underwriting Platform
Advocus National Title Insurance Company (Advocus), an attorney-focused national title insurance underwriter and industr...

Search Articles:
browse...

Classifieds

Buy, sell, or trade! Browse the ads or post your own!

© 2020, Source of Title.