We started collecting CPL fees in Alabama just over one year ago.  The availability to purchase a CPL is extended to the lender ($25) buyer ($25) and seller ($50).  These fees are passed thru to the consumer....that's if you can consider a seller a consumer now.  They are required to sign a form to request or decline this coverage.  Of course 99% of lenders are purchasing and its paid by their borrower and a minimal amount of buyers and sellers purchase these from us.  It has been a relatively easy transition.

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