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[+] NON PAYER - SALLY BURSENT/WI (2 replies)
7/15/2014 1:12:17 PM (2157 views)

[+] Transfer of Personal Data Overseas - David Bloys/TX (1 reply)
7/14/2014 4:22:54 PM (3909 views)

All States Title ReaserchHas - Jana Urban-Buzek/OH
7/14/2014 7:51:31 AM (2196 views)

All States Title Reaserch - Jana Urban-Buzek/OH
7/14/2014 7:50:38 AM (1783 views)

Forseti Real Estate Services - Saundra  Scott/MD
7/10/2014 12:13:24 PM (2325 views)




[+] Texas Landmen Needed Immediately - David Bloys/TX (1 reply)
7/9/2014 12:46:39 PM (2316 views)

Preferred Choice Title - Cornelius, NC - Brett Ryder/NC
7/8/2014 7:28:35 PM (1829 views)

[+] Warrn and Smith - looking for abstractors-beware - Jason Knowles/AL (1 reply)
7/8/2014 5:18:30 PM (2385 views)

[+] ServiceLink - Karen Hurley/KY (14 replies)
7/7/2014 7:27:31 PM (3826 views)

[+] NEW CO PAYMENT FEDERAL ID # - SALLY BURSENT/WI (2 replies)
7/7/2014 10:07:43 AM (2016 views)

[+] Copies (again) - now the opposite extreme - Alix Ott/MI (19 replies)
7/7/2014 8:24:19 AM (2360 views)

[+] 4th of July - Shona Dunning/WY (1 reply)
7/4/2014 1:17:23 PM (1880 views)

[-] What constitutes a "full search" in WI? - Alix Ott/MI (5 replies)
6/27/2014 10:21:51 AM (2176 views)
Re: What constitutes a "full search" in WI? - Heidi Gemeling/FL
6/27/2014 3:09:05 PM (2722 views)
Re: What constitutes a "full search" in WI? - Alix Ott/MI
6/27/2014 4:10:42 PM (2161 views)
Re: What constitutes a "full search" in WI? - Edward Gordon/WI
6/30/2014 10:07:11 PM (2061 views)
Re: What constitutes a "full search" in WI? - James Newberry/WI
6/30/2014 11:45:18 PM (1907 views)

The only definite answer to your question is a search back to the government entry.  When I started in the title business in 1972, we issued abstracts of title and title insurance.  An abstract was a complete history of the property back to government entry and was posted with continuations.  So that if you had the abstract in hand, you could do a limited search back to the last continuation date.  Abstracting, as now known, is nothing more than a property search.  The customer usually defines what items you need to show and how far back you must go to show it.  The use of a universal exception was always considered to be insufficient by those in the trade. It basically says that if something exists, we won't insure against it.  It defeats the whole idea of insuring a title, since it does not protect an insured.  This is not title underwriting, it is credit underwriting.  It is the main reason for the outlandish number of title claims, because the searches are limited and do not adequately reflect the condition of title.  The statute of limitations was sixty years for recorded instruments and is now forty years.  However, if a matter is noted in a deed within the forty year period, the statute extends an additional forty years from that document date.  If you are searching for a period of time less than that you are susceptible to a claim. 

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Re: What constitutes a "full search" in WI? - Jeff Barnes/NH
7/2/2014 2:29:19 PM (1658 views)

[+] Title prep -GLOBAL DATA - Brandon Denby/MI (11 replies)
6/25/2014 12:54:34 PM (2636 views)

[+] Altisource - John Rawlings/WI (21 replies)
6/20/2014 3:46:09 PM (3712 views)


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