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[+] NOTICE: I am updating the forum this afternoon - Slade Smith/OH (4 replies)
7/16/2014 2:23:45 PM (2171 views)

NON PAYER - SALLY BURSENT/WI
7/15/2014 1:21:44 PM (2026 views)

[+] NON PAYER - SALLY BURSENT/WI (2 replies)
7/15/2014 1:12:17 PM (2339 views)

[+] Transfer of Personal Data Overseas - David Bloys/TX (1 reply)
7/14/2014 4:22:54 PM (4450 views)

All States Title ReaserchHas - Jana Urban-Buzek/OH
7/14/2014 7:51:31 AM (2313 views)




All States Title Reaserch - Jana Urban-Buzek/OH
7/14/2014 7:50:38 AM (1914 views)

Forseti Real Estate Services - Saundra  Scott/MD
7/10/2014 12:13:24 PM (2462 views)

[+] Texas Landmen Needed Immediately - David Bloys/TX (1 reply)
7/9/2014 12:46:39 PM (2530 views)

Preferred Choice Title - Cornelius, NC - Brett Ryder/NC
7/8/2014 7:28:35 PM (1957 views)

[+] Warrn and Smith - looking for abstractors-beware - Jason Knowles/AL (1 reply)
7/8/2014 5:18:30 PM (2632 views)

[+] ServiceLink - Karen Hurley/KY (14 replies)
7/7/2014 7:27:31 PM (4038 views)

[+] NEW CO PAYMENT FEDERAL ID # - SALLY BURSENT/WI (2 replies)
7/7/2014 10:07:43 AM (2247 views)

[+] Copies (again) - now the opposite extreme - Alix Ott/MI (19 replies)
7/7/2014 8:24:19 AM (2584 views)

[+] 4th of July - Shona Dunning/WY (1 reply)
7/4/2014 1:17:23 PM (2099 views)

[-] What constitutes a "full search" in WI? - Alix Ott/MI (5 replies)
6/27/2014 10:21:51 AM (2390 views)
Re: What constitutes a "full search" in WI? - Heidi Gemeling/FL
6/27/2014 3:09:05 PM (3384 views)
Re: What constitutes a "full search" in WI? - Alix Ott/MI
6/27/2014 4:10:42 PM (2695 views)
Re: What constitutes a "full search" in WI? - Edward Gordon/WI
6/30/2014 10:07:11 PM (2579 views)
Re: What constitutes a "full search" in WI? - James Newberry/WI
6/30/2014 11:45:18 PM (2452 views)

The only definite answer to your question is a search back to the government entry.  When I started in the title business in 1972, we issued abstracts of title and title insurance.  An abstract was a complete history of the property back to government entry and was posted with continuations.  So that if you had the abstract in hand, you could do a limited search back to the last continuation date.  Abstracting, as now known, is nothing more than a property search.  The customer usually defines what items you need to show and how far back you must go to show it.  The use of a universal exception was always considered to be insufficient by those in the trade. It basically says that if something exists, we won't insure against it.  It defeats the whole idea of insuring a title, since it does not protect an insured.  This is not title underwriting, it is credit underwriting.  It is the main reason for the outlandish number of title claims, because the searches are limited and do not adequately reflect the condition of title.  The statute of limitations was sixty years for recorded instruments and is now forty years.  However, if a matter is noted in a deed within the forty year period, the statute extends an additional forty years from that document date.  If you are searching for a period of time less than that you are susceptible to a claim. 

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Re: What constitutes a "full search" in WI? - Jeff Barnes/NH
7/2/2014 2:29:19 PM (2159 views)


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