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[+] Copies (again) - now the opposite extreme - Alix Ott/MI (19 replies)
7/7/2014 8:24:19 AM (2391 views)

[+] 4th of July - Shona Dunning/WY (1 reply)
7/4/2014 1:17:23 PM (1917 views)

[-] What constitutes a "full search" in WI? - Alix Ott/MI (5 replies)
6/27/2014 10:21:51 AM (2211 views)
Re: What constitutes a "full search" in WI? - Heidi Gemeling/FL
6/27/2014 3:09:05 PM (2794 views)
Re: What constitutes a "full search" in WI? - Alix Ott/MI
6/27/2014 4:10:42 PM (2220 views)
Re: What constitutes a "full search" in WI? - Edward Gordon/WI
6/30/2014 10:07:11 PM (2112 views)
Re: What constitutes a "full search" in WI? - James Newberry/WI
6/30/2014 11:45:18 PM (1964 views)

The only definite answer to your question is a search back to the government entry.  When I started in the title business in 1972, we issued abstracts of title and title insurance.  An abstract was a complete history of the property back to government entry and was posted with continuations.  So that if you had the abstract in hand, you could do a limited search back to the last continuation date.  Abstracting, as now known, is nothing more than a property search.  The customer usually defines what items you need to show and how far back you must go to show it.  The use of a universal exception was always considered to be insufficient by those in the trade. It basically says that if something exists, we won't insure against it.  It defeats the whole idea of insuring a title, since it does not protect an insured.  This is not title underwriting, it is credit underwriting.  It is the main reason for the outlandish number of title claims, because the searches are limited and do not adequately reflect the condition of title.  The statute of limitations was sixty years for recorded instruments and is now forty years.  However, if a matter is noted in a deed within the forty year period, the statute extends an additional forty years from that document date.  If you are searching for a period of time less than that you are susceptible to a claim. 

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Re: What constitutes a "full search" in WI? - Jeff Barnes/NH
7/2/2014 2:29:19 PM (1712 views)

[+] Title prep -GLOBAL DATA - Brandon Denby/MI (11 replies)
6/25/2014 12:54:34 PM (2672 views)

[+] Altisource - John Rawlings/WI (21 replies)
6/20/2014 3:46:09 PM (3742 views)


Real Title Services


[+] Doc Hunters - Judy Mac/LA (15 replies)
6/20/2014 9:41:44 AM (3628 views)

COMMERCIAL SEARCHES - Saundra  Scott/MD
6/18/2014 3:21:55 PM (1934 views)

COMMERCIAL SEARCHES - Saundra  Scott/MD
6/18/2014 3:16:11 PM (1780 views)

[+] Rodney Walker/Name to watch - Suzanne Kay/GA (1 reply)
6/17/2014 4:44:39 PM (2636 views)

[+] O'Connor Title Services - Chicago - Paul Reichner/MD (7 replies)
6/17/2014 2:23:26 PM (2264 views)

Knowledge Splice Services - Suzi Wallace/CA
6/17/2014 1:37:02 PM (1675 views)

[+] Knowledge Splice Services, LLC - Saundra  Scott/MD (9 replies)
6/16/2014 7:20:18 PM (2589 views)

[+] RESPA Violation? - Jay D/MO (4 replies)
6/16/2014 11:54:39 AM (2183 views)

Royal Settlement-Beware - Jason Knowles/AL
6/13/2014 10:51:35 AM (1700 views)

ELTG - Jason Knowles/AL
6/12/2014 3:24:27 PM (1646 views)


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