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[+] Warrn and Smith - looking for abstractors-beware - Jason Knowles/AL (1 reply)
7/8/2014 5:18:30 PM (2448 views)

[+] ServiceLink - Karen Hurley/KY (14 replies)
7/7/2014 7:27:31 PM (3882 views)

[+] NEW CO PAYMENT FEDERAL ID # - SALLY BURSENT/WI (2 replies)
7/7/2014 10:07:43 AM (2083 views)

[+] Copies (again) - now the opposite extreme - Alix Ott/MI (19 replies)
7/7/2014 8:24:19 AM (2413 views)

[+] 4th of July - Shona Dunning/WY (1 reply)
7/4/2014 1:17:23 PM (1941 views)


Real Title Services


[-] What constitutes a "full search" in WI? - Alix Ott/MI (5 replies)
6/27/2014 10:21:51 AM (2227 views)
Re: What constitutes a "full search" in WI? - Heidi Gemeling/FL
6/27/2014 3:09:05 PM (2852 views)
Re: What constitutes a "full search" in WI? - Alix Ott/MI
6/27/2014 4:10:42 PM (2286 views)
Re: What constitutes a "full search" in WI? - Edward Gordon/WI
6/30/2014 10:07:11 PM (2177 views)
Re: What constitutes a "full search" in WI? - James Newberry/WI
6/30/2014 11:45:18 PM (2038 views)

The only definite answer to your question is a search back to the government entry.  When I started in the title business in 1972, we issued abstracts of title and title insurance.  An abstract was a complete history of the property back to government entry and was posted with continuations.  So that if you had the abstract in hand, you could do a limited search back to the last continuation date.  Abstracting, as now known, is nothing more than a property search.  The customer usually defines what items you need to show and how far back you must go to show it.  The use of a universal exception was always considered to be insufficient by those in the trade. It basically says that if something exists, we won't insure against it.  It defeats the whole idea of insuring a title, since it does not protect an insured.  This is not title underwriting, it is credit underwriting.  It is the main reason for the outlandish number of title claims, because the searches are limited and do not adequately reflect the condition of title.  The statute of limitations was sixty years for recorded instruments and is now forty years.  However, if a matter is noted in a deed within the forty year period, the statute extends an additional forty years from that document date.  If you are searching for a period of time less than that you are susceptible to a claim. 

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Re: What constitutes a "full search" in WI? - Jeff Barnes/NH
7/2/2014 2:29:19 PM (1781 views)

[+] Title prep -GLOBAL DATA - Brandon Denby/MI (11 replies)
6/25/2014 12:54:34 PM (2686 views)

[+] Altisource - John Rawlings/WI (21 replies)
6/20/2014 3:46:09 PM (3758 views)

[+] Doc Hunters - Judy Mac/LA (15 replies)
6/20/2014 9:41:44 AM (3653 views)

COMMERCIAL SEARCHES - Saundra  Scott/MD
6/18/2014 3:21:55 PM (1952 views)

COMMERCIAL SEARCHES - Saundra  Scott/MD
6/18/2014 3:16:11 PM (1788 views)

[+] Rodney Walker/Name to watch - Suzanne Kay/GA (1 reply)
6/17/2014 4:44:39 PM (2670 views)

[+] O'Connor Title Services - Chicago - Paul Reichner/MD (7 replies)
6/17/2014 2:23:26 PM (2282 views)

Knowledge Splice Services - Suzi Wallace/CA
6/17/2014 1:37:02 PM (1684 views)

[+] Knowledge Splice Services, LLC - Saundra  Scott/MD (9 replies)
6/16/2014 7:20:18 PM (2613 views)


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