This is absolutely no big deal.  I have a couple of clients that want that.  It is merely a way for them to know if your insurance is ever canceled.  It'll take your insurance company just a few minutes to add the client as a "certificate holder" (which sounds so ominous!).  It is a "don't worry about it and give them what they want" sort of thing.  Your insurance carrier can also explain it to you. 
 
 
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