And how, exactly, does BlueVine make money?  If they're taking a piece of the action on orders where my margin -- as a VM -- is only 10% anyway, this is definitely not worth it.  What if the client turns out to be a deadbeat?  Then I not only owe them what they lent me, but whatever percentage they charge on top of THAT.

 Could anyone interested in this just get a bank line of credit?  I feel like I'm missing something...