So lets say you order from the county a title order (they carry 50K in insurance, if any).. and they miss a mortgage - the first 50K is to the county in a claim (if you can get it).. and the next is to your title insurance claim.. because they only carry 50K and the problem is now 150K.. (it's called stacking insurance).. but stacking is not allowed by most carriers.. in the industry..  you are out of business because of this. and you had nothing to do with the actual work. we require a minimum of 500K to do our work.. that's why I'm talking about it.. you have to be super careful here on who is actually does the work for you..