Register
Log In
Forget your Password?

Home
Directory
Bulletins
Forums
Blogs
Articles
Links
Classifieds
About Us
Contact Us
Advertise
FAQ
Privacy Policy


Discussion
<< get older messagesget newer messages >>
to post a message: login - or - register | search messages | show all replies



[+] Comment on "Black Kinight: Purchase Mortgage Volume Highest Since 2007" - Source of Title/OH (3 replies)
9/13/2016 9:32:28 PM (2924 views)

[-] Workload - J Cohlmeyer/OH (8 replies)
9/13/2016 10:51:47 AM (3088 views)
Re: Workload - sharon tornes/MN
9/18/2016 1:05:28 PM (3262 views)
Re: Workload - J Cohlmeyer/OH
9/19/2016 12:57:56 PM (3164 views)
Re: Workload - WAYNE QUICK/NC
9/19/2016 6:23:59 AM (3016 views)
Two generations of feast or famine - Bobbi Shorthouse, Notary Public/CT
9/19/2016 7:47:12 AM (3112 views)

By its very nature residential real estate is "feast" or "famine," from two generations of family in banking, lending, appraisals, title searches, real estate brokers, law and closings.  "Month end" the busiest for getting loan documents out and "closing" loans; borrowers don't have the cash-in-hand or want to avoid any prepaid interest due on their loan and at least "one month" without a loan payment (particularly those purchasing a home).  Title searchers are the ASAP pipeline as soon as the underwriter reviews the application, appraisal and has a "commitment" from the borrower.  The title search is ASAP because the closing title company or attorney doesn't want to order it too soon and end up paying for the search if the borrower decides to walk away from the loan prior to a solid commitment to borrow or the loan-to-value based on the appraisal isn't what the borrower wants to commit to.

Brought up on this from older generations:  When there's work, we work hard, 24/7 (on a lot of coffee and very little sleep) and bank the money.  When there's no work we organize our office, work on those things we thought of to streamline what we do, go out to dinner and take a short relaxing vacation.  And within a few days, we wish for the phone to start ringing again.

I left the overwhelming world, but still remember just working through it because I knew down time would come.  "Unsettling," only if you don't LOVE what you do.  Then it's not work, it's a lifestyle you and your family adjust to.

to post a reply: login - or - register


Re: Two generations of feast or famine - J Cohlmeyer/OH
9/19/2016 1:03:08 PM (3085 views)
Re: Workload - Regina  Engebritson/MN
9/19/2016 11:09:24 AM (2923 views)
Re: Workload - Larry Platt/PA
10/3/2016 8:51:16 AM (2866 views)
Re: Workload - Garret  Fitzgerald/VA
10/3/2016 4:57:12 PM (2865 views)

[+] Nova Business Capital - Austin Whitaker/NJ (2 replies)
9/12/2016 1:51:28 PM (2547 views)

[+] Vanguard Holdings, L.L.C. - Carol Clark/NY (7 replies)
9/12/2016 11:37:23 AM (4272 views)

[+] OK...so I'm mean..... - Alix Ott/MI (6 replies)
9/12/2016 10:17:21 AM (2973 views)




Westcor for AZ (update) - Don (Chunshen) Li/FL
9/9/2016 1:46:09 PM (1797 views)

[+] US Title Solutions - Opinions? - Douglas  McEvoy/KY (3 replies)
9/8/2016 2:44:07 PM (2754 views)

[+] County Competition and their NON-PROFIT STATUS - Randi Erickson/MN (13 replies)
8/29/2016 4:39:03 PM (2815 views)

[+] Macon LLC - John Baker/OH (1 reply)
8/26/2016 2:04:16 PM (2636 views)

[+] Why is it so difficult to find a reliable title searcher in VT? any inputs? - Alwin Wood/DC (5 replies)
8/26/2016 10:39:21 AM (2424 views)

[+] Armstrong Title / Abstracting - Larry Platt/PA (2 replies)
8/26/2016 7:13:57 AM (2648 views)

[+] I'm not usually this mean, but.... - Alix Ott/MI (4 replies)
8/25/2016 2:57:50 PM (4119 views)

Any insight on I-Net would be appreciated - Terry  Cox/PA
8/24/2016 12:15:00 AM (1687 views)

[+] LUMAR - Saundra  Scott/MD (9 replies)
8/23/2016 7:52:14 PM (2680 views)

[+] Abstract providers required background check - Dan Zook/NY (24 replies)
8/22/2016 5:05:36 PM (2966 views)


<< get older messagesget newer messages >>

DISCLAIMER: These Message Forums are un-moderated and Source of Title does not endorse the content of any of the posts. Source of Title discourages libelous comments and you, as the sole creator of the content, take full responsibility for your remarks.
Directory

The Source of Title Business directory has 8973 listed companies.

Leave feedback on a company:
SOT ID #:  learn more...
DRN Title Search
Blogs

Read other users' blogs-- or start your own!

Most Recent Blog Posts:

What Is Title Insurance & Benefits
Michael Stelzer's Blog
2026/03/14
0 comments

The Source of Title - Part I: Freedom Written, Freedom Insured
Ben DuBay's Blog
2026/02/15
0 comments

Shared Driveway Agreements
Marissa Berends's Blog
2025/12/10
0 comments

Articles

Source of Title articles help to keep you informed on the state of the title industry.

Partner Releases 2026 Guide to ALTA/NSPS Land Title Surveys to Help Real Estate Stakeholders Navigate Updated Industry Standards
Now in its fourth iteration, Partner's ALTA/NSPS Guide reflects the firm's continued commitment to educating the market ...
Mortgage Applications Decrease in Latest MBA Weekly Survey
“The prospect of easing energy prices given the evolving situation in the Middle East brought mortgage rates sligh...
Economic Uncertainty Slows Single-Family Construction Across All Geographies
“Markets continue to shift single-family construction activity away from high-density population centers toward mo...
MBA Statement on the VA's Updated Loss Mitigation Policies
“We are pleased to see that veteran homeowners will have access to a key loss mitigation option available to other...
Builders Call Attention to 'Silver Tsunami' Supply Constraints During Homeownership Month
“As older Americans stay in their homes longer, the silver tsunami phenomenon won’t solve the housing shorta...

Search Articles:
browse...

Classifieds

Buy, sell, or trade! Browse the ads or post your own!

© 2020, Source of Title.