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Swot Title Services - Roberta Dean/IN
9/22/2016 3:41:02 PM (3121 views)

[+] Background Check - Ted Nilius/MN (23 replies)
9/21/2016 6:00:02 PM (3487 views)

[+] American Documents and Title - Jason Knowles/AL (7 replies)
9/21/2016 10:22:19 AM (3129 views)

[+] NON PAY-COAL VALLEY RESEARCH & ABSTRACT-DANIEL WHITTED-NON PAY - Daryl Golinski/PA (6 replies)
9/19/2016 6:52:38 PM (12565 views)

[+] Indus Abstract Services LLC - Russ  Kern/GA (2 replies)
9/15/2016 3:46:36 PM (2852 views)




[+] Now hiring in New York - Dan Zook/NY (4 replies)
9/15/2016 1:30:45 PM (2623 views)

[+] Servicelink - Chris Hohenfels/VA (17 replies)
9/15/2016 6:42:30 AM (4271 views)

[+] Comment on "Black Kinight: Purchase Mortgage Volume Highest Since 2007" - Source of Title/OH (3 replies)
9/13/2016 9:32:28 PM (2862 views)

[-] Workload - J Cohlmeyer/OH (8 replies)
9/13/2016 10:51:47 AM (3018 views)
Re: Workload - sharon tornes/MN
9/18/2016 1:05:28 PM (3057 views)
Re: Workload - J Cohlmeyer/OH
9/19/2016 12:57:56 PM (2936 views)
Re: Workload - WAYNE QUICK/NC
9/19/2016 6:23:59 AM (2805 views)
Two generations of feast or famine - Bobbi Shorthouse, Notary Public/CT
9/19/2016 7:47:12 AM (2901 views)

By its very nature residential real estate is "feast" or "famine," from two generations of family in banking, lending, appraisals, title searches, real estate brokers, law and closings.  "Month end" the busiest for getting loan documents out and "closing" loans; borrowers don't have the cash-in-hand or want to avoid any prepaid interest due on their loan and at least "one month" without a loan payment (particularly those purchasing a home).  Title searchers are the ASAP pipeline as soon as the underwriter reviews the application, appraisal and has a "commitment" from the borrower.  The title search is ASAP because the closing title company or attorney doesn't want to order it too soon and end up paying for the search if the borrower decides to walk away from the loan prior to a solid commitment to borrow or the loan-to-value based on the appraisal isn't what the borrower wants to commit to.

Brought up on this from older generations:  When there's work, we work hard, 24/7 (on a lot of coffee and very little sleep) and bank the money.  When there's no work we organize our office, work on those things we thought of to streamline what we do, go out to dinner and take a short relaxing vacation.  And within a few days, we wish for the phone to start ringing again.

I left the overwhelming world, but still remember just working through it because I knew down time would come.  "Unsettling," only if you don't LOVE what you do.  Then it's not work, it's a lifestyle you and your family adjust to.

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Re: Two generations of feast or famine - J Cohlmeyer/OH
9/19/2016 1:03:08 PM (2882 views)
Re: Workload - Regina  Engebritson/MN
9/19/2016 11:09:24 AM (2723 views)
Re: Workload - Larry Platt/PA
10/3/2016 8:51:16 AM (2661 views)
Re: Workload - Garret  Fitzgerald/VA
10/3/2016 4:57:12 PM (2653 views)

[+] Nova Business Capital - Austin Whitaker/NJ (2 replies)
9/12/2016 1:51:28 PM (2478 views)

[+] Vanguard Holdings, L.L.C. - Carol Clark/NY (7 replies)
9/12/2016 11:37:23 AM (4201 views)

[+] OK...so I'm mean..... - Alix Ott/MI (6 replies)
9/12/2016 10:17:21 AM (2896 views)

Westcor for AZ (update) - Don (Chunshen) Li/FL
9/9/2016 1:46:09 PM (1729 views)

[+] US Title Solutions - Opinions? - Douglas  McEvoy/KY (3 replies)
9/8/2016 2:44:07 PM (2681 views)

[+] County Competition and their NON-PROFIT STATUS - Randi Erickson/MN (13 replies)
8/29/2016 4:39:03 PM (2711 views)


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