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[+] Servicelink - Chris Hohenfels/VA (17 replies)
9/15/2016 6:42:30 AM (4340 views)

[+] Comment on "Black Kinight: Purchase Mortgage Volume Highest Since 2007" - Source of Title/OH (3 replies)
9/13/2016 9:32:28 PM (2926 views)

[-] Workload - J Cohlmeyer/OH (8 replies)
9/13/2016 10:51:47 AM (3093 views)
Re: Workload - sharon tornes/MN
9/18/2016 1:05:28 PM (3274 views)
Re: Workload - J Cohlmeyer/OH
9/19/2016 12:57:56 PM (3181 views)
Re: Workload - WAYNE QUICK/NC
9/19/2016 6:23:59 AM (3027 views)
Two generations of feast or famine - Bobbi Shorthouse, Notary Public/CT
9/19/2016 7:47:12 AM (3123 views)

By its very nature residential real estate is "feast" or "famine," from two generations of family in banking, lending, appraisals, title searches, real estate brokers, law and closings.  "Month end" the busiest for getting loan documents out and "closing" loans; borrowers don't have the cash-in-hand or want to avoid any prepaid interest due on their loan and at least "one month" without a loan payment (particularly those purchasing a home).  Title searchers are the ASAP pipeline as soon as the underwriter reviews the application, appraisal and has a "commitment" from the borrower.  The title search is ASAP because the closing title company or attorney doesn't want to order it too soon and end up paying for the search if the borrower decides to walk away from the loan prior to a solid commitment to borrow or the loan-to-value based on the appraisal isn't what the borrower wants to commit to.

Brought up on this from older generations:  When there's work, we work hard, 24/7 (on a lot of coffee and very little sleep) and bank the money.  When there's no work we organize our office, work on those things we thought of to streamline what we do, go out to dinner and take a short relaxing vacation.  And within a few days, we wish for the phone to start ringing again.

I left the overwhelming world, but still remember just working through it because I knew down time would come.  "Unsettling," only if you don't LOVE what you do.  Then it's not work, it's a lifestyle you and your family adjust to.

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Re: Two generations of feast or famine - J Cohlmeyer/OH
9/19/2016 1:03:08 PM (3095 views)
Re: Workload - Regina  Engebritson/MN
9/19/2016 11:09:24 AM (2931 views)
Re: Workload - Larry Platt/PA
10/3/2016 8:51:16 AM (2877 views)
Re: Workload - Garret  Fitzgerald/VA
10/3/2016 4:57:12 PM (2877 views)

[+] Nova Business Capital - Austin Whitaker/NJ (2 replies)
9/12/2016 1:51:28 PM (2548 views)

[+] Vanguard Holdings, L.L.C. - Carol Clark/NY (7 replies)
9/12/2016 11:37:23 AM (4278 views)




[+] OK...so I'm mean..... - Alix Ott/MI (6 replies)
9/12/2016 10:17:21 AM (2981 views)

Westcor for AZ (update) - Don (Chunshen) Li/FL
9/9/2016 1:46:09 PM (1801 views)

[+] US Title Solutions - Opinions? - Douglas  McEvoy/KY (3 replies)
9/8/2016 2:44:07 PM (2756 views)

[+] County Competition and their NON-PROFIT STATUS - Randi Erickson/MN (13 replies)
8/29/2016 4:39:03 PM (2816 views)

[+] Macon LLC - John Baker/OH (1 reply)
8/26/2016 2:04:16 PM (2639 views)

[+] Why is it so difficult to find a reliable title searcher in VT? any inputs? - Alwin Wood/DC (5 replies)
8/26/2016 10:39:21 AM (2425 views)

[+] Armstrong Title / Abstracting - Larry Platt/PA (2 replies)
8/26/2016 7:13:57 AM (2652 views)

[+] I'm not usually this mean, but.... - Alix Ott/MI (4 replies)
8/25/2016 2:57:50 PM (4121 views)

Any insight on I-Net would be appreciated - Terry  Cox/PA
8/24/2016 12:15:00 AM (1689 views)

[+] LUMAR - Saundra  Scott/MD (9 replies)
8/23/2016 7:52:14 PM (2685 views)


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