In Ohio, I usually recommend that Seller's pay for Closing Protection Coverage. It's only $55.00 and it would provide coverage from the agency's underwriter.  I have heard Realtors tell their sellers that they don't need it because the title agency is reputable, but bad things can even happen to reputable companies.  Contrary to popular belief, closing protection coverage isn't just there "in case the title agent steals your money."  It protects from honest mistakes like this one, too.

Best,
Robert A. Franco
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