Alix..

You hit the nail right on the head on this ... my pet peeve on the whole title industry as a whole.. I'm waiting for the first borrower to file suit against the title company / mortgage banker that sent their info over seas to ANOTHER COUNTRY.. for them to process with their vital info out there.. I think it will be a class action suit.. I think when Hillary Clinton received $1,000,000 to the Clinton Foundation for the sale of this countries info to be sent over seas for processing is going to be a biggie (India paid for this to happen).. and we are all going to be wrapped into it..  know or unknown to us.. because of these "fake" US companies that are set up.  I think the more we in the industry push for the end borrower to "sign off" of that disclosure is the best we can do.  The banks are creating more and more risky assets / loans and are currently packaging them and selling them to pensions/401 K's etc.. and when the house of cards falls.. the whole crime wave is exposed to the borrower.. of who exactly had access to their application (take Experian, do you believe that was an outside job or an inside job?)... just look at how many don't pay for the work they ordered, and how many really "DON'T work here in the USA, pay taxes etc.".. Look at the sheer number that abstract online, and should not be.. the number of work visa's are a major player in this industry and other industries... Look at the average older American, still struggling to learn today's competitive edge, computers, and our schools struggling to get them taught in schools.  I believe, that as a whole, we have the very elect, who sold out America and their info, should be held liable.  The newest, is the attorneys sending their clients info overseas as well for processing.. the next will be the courts in my opinion. Meanwhile we sit and loose jobs daily for this.. What countries leader would allow such a thing to happen?