Nearly Half Of Foreclosures Involve Newer Loans As FHA Auctions Surge
Mortgages originated since 2022 now account for nearly half of completed foreclosure sales, while foreclosure auction activity involving those newer loans has surged 73% over the past year, according to separate reports from Intercontinental Exchange (ICE) and Auction.com. The findings point to a significant shift in the foreclosure pipeline, with loans originated during the higher-rate, higher-home-price environment increasingly appearing among distressed properties.
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New Trump housing order targets mortgage and title insurers
A White House plan to pull private mortgage insurance off loans sooner, and to let refinancing borrowers skip the lender's title policy, affects two insurance lines that say they already help keep costs down.
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Fed holds interest rates steady even as inflation remains stubborn
The Federal Reserve opted not to raise interest rates Wednesday, but signaled that it's not retreating from the fight against stubborn inflation. The central bank renewed its pledge to deliver price stability, a goal that's been made more difficult by a spike in energy prices tied to the U.S. war with Iran. "Inflation remains elevated," the Fed's rate-setting committee acknowledged in a statement.
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Recorded affidavit traps Ohio title company in escrow fight for years
An Ohio appeals court ruled that a homeowner cannot walk away from a written deal to split sale proceeds with his former partner. The Eleventh District Court of Appeals in Trumbull County affirmed summary judgment on October 26, 2026, in a dispute that started when Premiere Settlement & Title - a real estate title insurance and escrow agency - refused to release funds from a property sale because it could not determine who was entitled to the money.
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New Executive Order Targets Mortgage Insurance, Manufactured Housing, and Title Insurance: What Lenders, Servicers, and Title In
The order states that it is the policy of the Administration to "reduce regulatory barriers to mortgage origination and costs impeding homeownership; embrace innovative risk and value assessment technologies.to drive down mortgage and homeownership costs; and promote competition and innovation throughout the housing and mortgage market." In furtherance of those policy goals, the order focuses on four areas: proactive cancellation of mortgage insurance through a new GSE pilot program, standardization of manufactured housing permitting, expansion of alternatives to title insurance on refinance transactions, and reduction of interest rates on single-family home loans made directly by the USDA and VA.
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