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Blend and Doma Expand Partnership to Bring AI-Powered Instant Title Decisioning to More Lenders
Lenders using Blend’s flagship Mortgage and Rapid Home Lending solutions can now access instant title decisions via Doma’s Upfront Title, seamlessly embedded into the borrower application flow. The integration creates a fully digital, end-to-end title and closing process that accelerates time to close and enhances the borrower experience.
Single-Family Starts Weaken in June as Affordability Challenges Persist
“Single-family building conditions continued to weaken in June as housing affordability challenges caused builder traffic to move lower as buyers moved to the sidelines,” said Buddy Hughes, chairman of the National Association of Home Builders (NAHB).
Builder Confidence Edges Up in July
“The passage of the One Big Beautiful Bill Act provided a number of important wins for households, home builders and small businesses,” said NAHB Chairman Buddy Hughes, a home builder and developer from Lexington, N.C. “While this new law should provide economic momentum after a disappointing spring, the housing sector has weakened in 2025 due to poor affordability conditions, particularly from elevated interest rates.”
June New Home Purchase Mortgage Applications Increased 8.5 Percent
“Applications to purchase new homes fell in June, consistent with typical seasonal patterns, but remained ahead of last year’s pace,” said Joel Kan, MBA’s Vice President and Deputy Chief Economist. “A cloudier economic outlook and elevated mortgage rates continues to weigh on potential buyers, while growing inventory, builder incentives, and lower prices have brought some buyers back to the market."
Mortgage Applications Decrease in Latest MBA Weekly Survey
“Treasury yields finished higher last week on average despite an intra-week drop, driven partly by renewed concerns of the impact of tariffs on the economy. As a result, mortgage rates rose after two weeks of declines, which contributed to slower application activity,” said Joel Kan, MBA’s Vice President and Deputy Chief Economist.
International Buyers Purchased $56 Billion Worth of U.S. Homes from April '24 to March '25
"International interest in buying U.S. real estate increased following the global economic recovery from several years of pandemic-related disruptions. However, elevated home prices and interest rates continue to dampen overall potential sales activity and remain well below pre-pandemic levels," said NAR Chief Economist Lawrence Yun.
Joint Trades Press Statement on FHFA Announcement on Credit Scores
"FHFA Director Pulte’s July 8 directive to the GSEs to adopt a modernized credit score, VantageScore 4.0, was a promising first step to our shared goal of a more efficient, more transparent, and more competitive credit scoring system that serves as many creditworthy Americans as possible."
Westcor Land Title Insurance Company® Partners on Fannie Mae Title Acceptance Pilot
“We’re proud to support the GSEs’ modernization goals while continuing to uphold the core value of title insurance — protecting property rights,” said Mary O’Donnell, CEO of Westcor. “This pilot proves that innovation and consumer protection can go hand in hand.”
On the Blogs

The Decline of First-Time Homebuyers Over the Last 15 Years
Marissa Berends's Blog
2025/07/22
0 comments

Let’s Talk about the US Dollar
Marissa Berends's Blog
2025/07/18
0 comments


Quick Links
Real estate fraud becomes growing problem in Tennessee
Last year, legislators passed a bill requiring the Tennessee Advisory Commission on Intergovernmental Relations (TACIR) to study real estate fraud in the state and make legislative suggestions to address the issue. According to TACIR's draft report, 185 dwellings in 50 Tennessee counties were stolen from 2019 to 2024, and reports of identity fraud for loans and leases increased from around 2,200 in 2022 to more than 2,800 last year.

Fidelity National, FHFA announce collaboration on 'innovative title solutions'
Fidelity National Financial (FNF) and the Federal Housing Finance Agency (FHFA) have agreed to collaborate on "innovative title insurance solutions," news that was first shared on social media by FHFA Director Bill Pulte. "I had great conversations with industry today, including the CEO of Fidelity National Title," Pulte wrote in a July 11 post on X. "We will be collaborating with Fidelity, as we do with all willing industry participants."

The 'lock-in effect' is making it harder to buy a home-even if mortgage rates fall
"Americans who bought homes at pre-2021 prices and pre-2022 mortgage rates face sticker shock when they look at today's housing market," he tells CNBC Make It. "Home prices are at record highs and mortgage rates are also much higher. That combination is creating a reluctance to do anything."

The housing market is sending a stark warning to the U.S. economy, Moody's economist says
With home sales sluggish, and home building and house prices poised to plummet too, Mark Zandi, chief economist of Moody's Analytics, says he's sending up a "red flare" about the state of the housing market. "Housing will . soon be a full-blown headwind to broader economic growth," he wrote in a post on X and LinkedIn, "adding to the growing list of reasons to be worried about the economy's prospects later this year and early next."


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