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Why Title Insurance Doesn't Cover for Fraudulent Conveyances
Title insurance often has an exclusion for "fraudulent conveyances." There's a good reason for this, but it may cause confusion, as it did in a recent federal case in Utah.
Simplifile Hires Toni Carroll as National Settlement Account Manager
Simplifile, a leading provider of real estate document collaboration and recording technologies for lenders, settlement agents, and counties, announced it has hired title and settlement industry veteran Toni Carroll as national settlement account manager.
Existing Home Sales Hit Highest Pace in Over 10 Years in March

Existing-home sales took off in March to their highest pace in over 10 years, and severe supply shortages resulted in the typical home coming off the market significantly faster than in February and a year ago, according to the National Association of Realtors®. Only the West saw a decline in sales activity in March.

AccuSearch Company
MBA Weekly Report: Mortgage Application Volume Declines 1.8%
Mortgage applications decreased 1.8 percent from one week earlier, according to data from the Mortgage Bankers Association's (MBA) Weekly Mortgage Applications Survey for the week ending April 14, 2017. This week's results do not include an adjustment for the Good Friday holiday.
Quick links
Featured Title Underwriter & Examiner: Bill Gillingham of the Title Company of Jersey
The Title Company of Jersey is pleased to announce that Bill Gillingham has just completed his 40th year at TCJ.
INTERNATIONAL: Search Acumen now offers commercial title ownership data to real estate lawyers
Search Acumen, the property search provider, has announced it is the first in the industry to offer Land Registry's Commercial Title Ownership data to its customers free of charge as the next step in the evolution of its commercial real estate platform.
Mortgage rates rise on promise of tax reform
A promised tax reform plan propelled mortgage rates higher this week. The increase ended a three-week streak of declining mortgage rates.
Ocwen takes Massachusetts, Illinois to court to fight mortgage restrictions
Ocwen said last week that it intended to fight back against the state regulators' accusations and business restrictions, and the company did just that on Tuesday, announcing that it is taking the regulators in Massachusetts and Illinois to court to fight for its ability to operate within the states.
Title insurance company to close its Whatcom County (WA) offices
First American Title has closed its Bellingham and Lynden offices to any new business.
CSC Adds 57 Counties in Q1
Corporation Service Company, a leader in the electronic document recording (eRecording) industry, is proud to announce the addition of 57 new counties in 25 states in the first quarter of 2017.
CFPB Sues Ocwen for Failing Borrowers Throughout Mortgage Servicing Process
The Consumer Financial Protection Bureau (CFPB) today sued one of the country’s largest nonbank mortgage loan servicers, Ocwen Financial Corporation, and its subsidiaries for failing borrowers at every stage of the mortgage servicing process.
RamQuest & CertSimple Announce New Integration
RamQuest, Inc., a leading provider of title and settlement solutions for the Land Title industry, announced today that its Closing Market digital network is now integrated with CertSimple.
How an Unwritten, Unrecorded Claim to Land Can Beat a Validly Recorded Deed
Unrecorded interests in land are problematic enough, much less an interest in land based on a contract that wasn't even written in the first place. Nevertheless, in a recent Pennsylvania case, a holder of such an unrecorded, unwritten interest prevailed over a person whose claim was evidenced by a recorded warranty deed.
Septic System Blues
Title insurance generally provides coverage for losses due to recorded encumbrances for which the insurer does not include an exception in the policy. But even if the insured doesn't know about the recording, if the insured knows about the underlying condition of the land that is noticed in the recording, there is likely no coverage, as a recent Washington case involving a septic system illustrates.
Dams and Spiteful People
If you’re going to have a property dispute with your neighbor over a man-made lake, it’s better to be the owner who has the dam on their property, as a recent Iowa case illustrates.
Judicial liens and tenancies of the entireties in bankruptcy
When a creditor creates a lien by recording a judgment against a debtor, what happens to that lien when the debtor files for bankruptcy and the debtor’s only real estate is a home owned by a tenancy of the entireties?
Proposed Law in Arkansas Regarding Liability for Negligent Searches
Last week, Arkansas HB 1828, addressing the liability of title agents and insurers for negligent title searches.
Montana House Bill to Require Use of Title Plant
House Bill 223, pending in Montana, would amend the state's title insurance law to require that before an insurer can issue a title insurance policy or title guarantee, it must obtain a title search conducted using a title plant in concert with the county records. 
If a Bank Breaks Into Your Home in a Mistaken Foreclosure, Have You Hit the Jackpot?
Several years ago, it made headlines when foreclosing banks broke into the wrong houses in mistaken attempts to secure properties on which there was no mortgage in default. At the time, these innocent owners might have thought that they could extract huge sums out of the banks for these wrongful trespasses. However, it could be that the homeowners are entitled to nothing more than the cost of replacing the locks on their doors.
On the Blogs

The Ohio House Sneaks a Massive Recording Fee Increase into the New Budget Bill
Source of Title Blog
2017/04/25
0 comments

Is Notice by Certified Mail Worth the Cost?
Source of Title Blog
2017/04/03
1 comments

Ohio House Bill Introduced to Regulate Solicitation of Deeds
Source of Title Blog
2017/03/22
3 comments

In God We Trust... Everyone Else Gotta Pay by Wire Transfer
Source of Title Blog
2017/03/12
1 comments

What is a title reader?
Lydia Ruggiero's Blog
2017/03/08
7 comments

Archive America 2017
William Pattison's Blog
2017/02/02
2 comments

Michigan Abolished Dower
Source of Title Blog
2017/02/01
3 comments

A New Curative Statute is Working its Way Through the Ohio Legislature
Source of Title Blog
2016/08/28
2 comments

Title Industry tasked with identifying money launderers
CHARLENE PERRY's Blog
2016/01/14
0 comments

TRID and it's impact on abstractors
CHARLENE PERRY's Blog
2015/10/05
3 comments

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