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ALTA Applauds House Passage of Tax Package
American Land Title Association(ALTA) CEO Diane Tomb issued the following statement regarding the U.S. House of Representatives’ passage of the One Big Beautiful Bill tax legislation. “We commend the House for passing legislation that recognizes the needs of American small businesses, including the thousands of title and settlement companies ALTA represents."
Existing-Home Sales Edged Lower by 0.5% in April
"Home sales have been at 75% of normal or pre-pandemic activity for the past three years, even with seven million jobs added to the economy," said NAR Chief Economist Lawrence Yun. "Pent-up housing demand continues to grow, though not realized. Any meaningful decline in mortgage rates will help release this demand."
Income Growth Helps Mute Existing Affordability Constraints
“While affordability registered slight gains in the first quarter, the Cost of Housing Index clearly shows the need for policymakers to take action to address the nation’s housing affordability crisis by enacting policies that will allow builders to increase the nation’s housing supply,” said NAHB Chairman Buddy Hughes, a home builder and developer from Lexington, N.C. “Eliminating burdensome regulations, ending tariffs on Canadian lumber and other building materials, providing funding to promote careers in the skilled trades and expediting approvals for affordable projects will allow builders to construct more homes.”
Mortgage Applications Decrease in Latest MBA Weekly Survey
“Mortgage rates jumped to their highest level since February last week, with investors concerned about rising inflation and the impact of increasing deficits and debt,” said Mike Fratantoni, MBA’s SVP and Chief Economist. “Higher rates, including the 30-year fixed rate increasing to 6.92 percent, led to a slowdown across the board. However, purchase applications are up 13 percent from one year ago.”
Advocus Adds Nathan Smith as Underwriting Attorney
“Through our tried-and-true procedures and culture of collaboration and consensus-building, Advocus knows how to bring people together,” Smith said. “Advocus stands out for putting attorneys at the center of the process, and I am absolutely thrilled to contribute to a team that has reshaped, and continues to set, the standard for what the process can and should be.”
Prepared Remarks of MBA President and CEO Bob Broeksmit, CMB, at the 2025 Secondary and Capital Markets Conference
MBA’s President and CEO Bob Broeksmit, CMB, delivered the following remarks at the 2025 Secondary and Capital Markets Conference.
Quick Links
Why buyers and sellers aren't ready to trade agents for tech
There's a recurring fear in the industry that consumers will eventually move away from working with real estate agents and turn to technology to buy and sell houses. After all, they now use websites like Expedia to purchase airline tickets and apps like Uber when they need a ride - making travel agents and cab drivers a dying breed. Could the same thing happen in real estate?

Homebuyers and sellers say agents' cuts are too big. Flat-fee brokers offer an alternative
For a long time, buying and selling a home in the U.S. generally went like this: The seller would pay a commission that would be split by the buyer's and seller's agents, often totaling 5% to 6% of the sales price. The predictability of that structure came at a cost: big fees to the agents on every transaction. At a time of high home prices, agent fees can add up to tens of thousands of dollars on just one sale.

US Housing Market Already Being Hit By Trump Tariffs
Trump's tariffs included a 10 percent baseline levy on most U.S. trading partners and rates up to 50 percent on some nations. Exemptions for Canadian lumber and Mexican gypsum helped buffer immediate price hikes, but the NAHB estimates that tariffs have still added about $9,200 to the cost of building an average new home. Building material prices were already on the rise before the tariffs, and are now up 34 percent since December 2020.

Average rate on a US 30-year mortgage rises to 6.86%, its highest level since mid-February
The average rate on a 30-year mortgage in the U.S. climbed this week to its highest level since mid-February, a setback for home shoppers that threatens to slow sales further this spring homebuying season. The rate increased to 6.86% from 6.81% last week, mortgage buyer Freddie Mac said Thursday. A year ago, the rate averaged 6.94%.

Title Fraud Sam Causes Loss of a Generational Prop
Alba Martinez wasn't supposed to be transferring a property deed, but was caught on camera at the Harris County Clerk's Office trying to do just that. A clerk turned her away, though, and for good reason. A judge recently signed a restraining order blocking Alba and her husband, Jarin, from any deed transfers, reported Houston's KPRC 2 News.


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