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South Carolina Supreme Court: Rubber Stamp Closing Attorneys Are Violating Ethical Rules
In states where only attorneys may close real estate transactions, there may be a temptation to cut costs by limiting the attorney’s participation to cursory reviews of the transaction that appear to be more of a “rubber stamp” than true oversight that ensures the integrity of the transaction. The South Carolina Supreme Court recently pushed back against rubber stamp attorneys.
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Black Knight: Western Cities See Home Price Increases
The Data & Analytics divisionofBlack Knight Financial Services, Inc. has released its latest Home Price Index (HPI) report, based onFebruary 2016residential real estate transactions, showing home prices up 5.3% annually. The top ten cities in month-to-month price increases were all in the western states.
Punctual Abstract
NAR: Pending Home Sales Highest in Almost a Year
Pending home sales increased slightly in March for the second consecutive month and reached their highest level in almost a year, according to the National Association of Realtors. Only the West region saw a decline in contract activity last month.
Chronos Solutions opens new office in suburban Birmingham, AL
Chronos Solutions, a national real estate financial services provider including title and settlement services, has opened a new office in suburban Birmingham, Alabama. The new Rainbow City office will house the company’s national Home Owners Association Solutions group.
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Consumer agency takes aim at deals that cost home buyers extra money
Home buyers usually don't have a clue about the existence of under-the-table marketing kickback deals, and they can end up paying hundreds or thousands of dollars extra at closings as a result.
Can't Pay or Won't Pay? Unemployment, Negative Equity, and Strategic Default
A study purports to show that strategic defaults rarely occur.
Nevada judge hands down prison sentence to Utah businessman
A federal judge in Nevada has sentenced a Utah man to nearly three years in prison after he pleaded guilty to embezzling about $4 million from escrow accounts linked to his title insurance company.
Colorado now has a Title Insurance Commission
Colorado now has a Title Insurance Commission, which will advise and propose rules to state Insurance Commissioner Marguerite Salazar.
ALTA: This is where the CFPB got title insurance wrong with TRID
Requires providing wrong information to consumers.
ALTA Committed to Consumer Transparency as CFPB Opens Door to Clarify TRID
The American Land Title Association (ALTA), has released a statement in response to Consumer Financial Protection Bureau (CFPB) Director Richard Cordray’s letter to financial services joint trade associations, committing to provide more clarity on "know before you ow" requirements.
MBA Weekly Report: Mortgage Applications Decrease
Mortgage applications decreased 4.1 percent from one week earlier, according to data from the Mortgage Bankers Association's (MBA) Weekly Mortgage Applications Survey for the week ending April 22, 2016.
The Full Credit Bid Rule and Claims Against a Third Party
In some states, if a lender submits a bid for the full amount of its mortgage at a foreclosure sale, it is prohibited from later seeking a deficiency judgment against the defaulted borrower—the lender is effectively prohibited from claiming that the property is worth less than its bid. But does the bid prevent the lender from claiming that the property is worth less than its bid in a lawsuit against its title insurer?
2025 Title Insurance Industry Performance in Graphs
In 2015, the business of selling title insurance continued to strengthen, according to industry financial data recently released by ALTA. Title insurers performed better in nearly every major metric.
How a Plaintiff Gets Nothing When Even the Defendant Concedes Owing Something
It’s possible to win absolutely nothing in a lawsuit, even though both sides agree that the defendant owes the plaintiff something. A title insurance policyholder just found that out, in a case where both sides agree that a title defect covered under the policy caused the policyholder’s property to lose value.
The Short Quarter

Much of the land in the United States was surveyed and divided up into one square mile sections, which were often divided up into 160 acre quarter sections or 40 acre quarter-quarter sections. This system was supposed to make legal descriptions of land simple and foolproof for mathematically-challenged farmers, but it doesn’t always work out that way.

A Free House for Suffolk County
Courts don’t often rescind sales contracts for real property. But it is borderline shocking to see a court rescind a sale AFTER the purchasing party has built a full-blown house on the property. Yet that is exactly what the court did in a recent case on Long Island in New York.
On the Blogs

Title Industry tasked with identifying money launderers
CHARLENE PERRY's Blog
2016/01/14
0 comments

TRID and it's impact on abstractors
CHARLENE PERRY's Blog
2015/10/05
3 comments

9th Circuit Reverses; Suit Goes Forward re: Mtg Loan Debt Collectors
john gault's Blog
2015/07/20
1 comments

"India" is not the problem
Thomas Pryde's Blog
2015/04/16
12 comments

Independent Abstractors: Well Trained Specialists (Part Three)
Thomas Pryde's Blog
2015/04/09
1 comments

Independent Abstractors: Making Peace With Technology (Part Two)
Thomas Pryde's Blog
2015/03/26
1 comments

Independent Abstractors: Dying Breed or Valued Specialists? (Part One)
Thomas Pryde's Blog
2015/03/19
2 comments

Introductions
Thomas Pryde's Blog
2015/03/10
0 comments

Reconstruction of Past Persons
William Pattison 's Blog
2015/02/20
1 comments

Violations of Professional Codes
William Pattison 's Blog
2015/02/16
6 comments

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