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Builder Sentiment Posts Notable Decline on Economic Uncertainty
“Builder sentiment has fallen back in spring as buyers face ongoing elevated interest rates and growing economic uncertainty,” said NAHB Chairman Bill Owens, a home builder and remodeler from Worthington, Ohio. “The year started with hopes for housing momentum growth, but risks with respect to the Iran war, energy costs, and declines for consumer confidence have slowed the market.”
Baby Boomers Remain Largest Share of Home Buyers as First-Time Buying Falls to Record Low
“The housing market remains sharply divided between homeowners with equity and first-time buyers trying to break in—many of whom are younger Millennials,” said NAR Deputy Chief Economist Dr. Jessica Lautz. “For many younger households, affordability challenges and limited inventory are still making homeownership difficult to achieve.”
Mortgage Applications Increase in Latest MBA Weekly Survey
“Given the evolving situation in the Middle East and its impact on energy and commodity prices, mortgage rates declined last week. The 30-year fixed rate decreased to 6.42 percent, its lowest level in a month,” said Joel Kan, MBA’s Vice President and Deputy Chief Economist. “This dip in rates helped to support an increase in conventional refinance applications, which had declined for five consecutive weeks."
March New Home Purchase Mortgage Applications Increased 11 Percent
“Applications for the purchase of newly built homes increased in March, posting monthly and annual gains, and reaching the highest index level since the survey’s inception in 2012,” said Joel Kan, MBA’s Vice President and Deputy Chief Economist.
NAR Existing-Home Sales Report Shows 3.6% Decrease in March
“March home sales remained sluggish and below last year’s pace,” said NAR Chief Economist Dr. Lawrence Yun. “Lower consumer confidence and softer job growth continue to hold back buyers.” Month-over-month sales fell in all four regions. Year-over-year sales rose in the South and West and fell in the Northeast and Midwest.
Latest FBI Cybercrime Report Shows Real Estate Fraud Losses Rising, Reinforcing Need for Strong Consumer Safeguards
“Fraud is not a side issue in housing; it is part of the affordability story,” said Chris Morton, chief executive officer of ALTA. “The FBI’s latest data shows real estate fraud is growing in a threat environment shaped by impersonation, business email compromise and AI-enabled deception. As losses rise, removing safeguards does not eliminate costs; it shifts them to consumers, lenders, insurers and the broader housing finance system.”
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The U.S. is short 10 million houses. A new White House report lays out a blueprint to fix that
White House economists estimate the United States has a shortage of 10 million houses, according to a new report out Monday - and say regulatory cuts could lead to more construction to stabilize prices, increase home ownership and fuel faster economic growth. The analysis, part of the Economic Report of the President, outlines both a political risk and a messaging opportunity for President Donald Trump, whose public approval has slumped because of concerns about his tariffs, the Iran war and his unfulfilled promises to slash inflation and unleash stronger growth.

Here's how agentic AI is already transforming title and escrow
"The firms that embrace agentic AI purpose-built for the title and escrow industry are going to operate faster, cleaner and with better margins," says Mike Rubin, President of Shaddock National Holdings, the largest collective of independent title insurance agencies in the United States. "The ones that don't will wake up one day and realize they can't compete."

Old Republic prevails as Massachusetts court rejects title coverage expansion
A Massachusetts appeals court has handed title insurers a clear win - and flagged a gap in coverage that the industry should be paying attention to. In a decision issued on April 10, 2026, the Massachusetts Appeals Court ruled that Old Republic Title Insurance Company was within its rights to deny coverage to property owners who were sued over a strip of land they legally owned but that fell outside the boundaries described in their title insurance policy.

Title Insurance Client Alert - Rule of Reasonableness as to Impediments in Easements
Last Thursday, the Supreme Court of Virginia (the "VSC") issued an important opinion in Thibault Enterprises, LLC v. Yost concerning encroachments within an easement with a granted width and when an encroachment may remain in the granted easement, clarifying prior rulings regarding same. In this appeal, the VSC reversed the judgment of the circuit court and the Court of Appeals, ruling that such courts erred in holding the owners of the servient estate were required to remove encroachments within the granted easement.


On the Blogs

What Is Title Insurance & Benefits
Michael Stelzer's Blog
2026/03/14
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