If you "do the math" you will find that on page 2 there is bold faced information that purports to total the costs in section A, B and C in column titled paid at closing by borrower. The totals do not match because they do not take into account the items paid by buyer outside of closing.

As you scroll further down, there is a true representation that takes into account all of the POC items, but, I don't think the average consumer is going to make the distinction right off the bat. 

Have not reviewed Mimosa yet.