This isn't just incompetence and stupidity, its EVIL!

Further evidence of how degraded our society has become.

The "I don't give a s---, has nothing to do with me attitude! I will do what I want no matter who's lives get ruined.

Very sad.

Unfortunately it is easier than you think. I am assuming that it was the result of a forclosure. It can occur if the legal description of the property contained within the complaint filed with the court is wrong. It can also occur if the defendant ignores the legal notices the court requires to be sent to the defendant. I am sure there are other causes too.

However, Ms. Ianelli would seem to have a very strong case, and I wish here good luck.

In case no one has noticed, the banks and their attorneys are demanding that the foreclosure searches be done for about 1/2 of the normal fee for a continuation search.  Qualified experienced searchers are not doing the foreclosure work anymore.  The banks are getting what they paid for, poorly done work by unqualified searchers.   And, when a searcher makes a mistake on a regular search the owner usually is forthcoming with the correct information whereas in a foreclosure search the owner obviously is not given an oppurtunity to help the incompetent searchers correct their mistakes.

The only requirement to get this kind of work is how cheap and how fast the "searcher" can do it and does said searcher carry e&o insurance.  No one ever asks me anymore if I have the skills and experience to take on the work being offered. They do not care if the work is done properly, only that it is completed on time and you have insurance so they can sue you.

I will be shocked if this and other types of mistakes do not increase in their frequency.

Oh, come on now, why would you expect a foreclosure mill to do a title search? After all they have the Lender's Title Policy don;'t they?   Friends I could relate some stories that would make your toes curl.  I am not at all surprised that these type things are happening over and over again.

I have a file on my desk that I have had for over a year. I have begged, and pleaded with the foreclosure attorney to get them to file a title claim because the legal description to the property has been incorrectly "copied" over and over again since 1956 and no one ever noticed.  So when we finally get the title report, and we READ the documents we discover that the property foreclosed upon is actually the property adjacent to the property which should have been foreclosed upon. 

The foreclosure attorney's answer to this problem?  Well, of course they wanted me to accept a Letter of Indemnity.  I advised that I could not accept a LOI but they tried to get one anyway, and guess what, their underwriter would not give them one.  I tell you all no one cares about the lack of professionalism that is going into these foreclosure title searches.  Every single person who is seeking to purchase a property that has been recently foreclosed upon should absolutely seek the services of a title agent who understands foreclosure and who will READ the docket entries, deeds in the chain of title etc. 

I am more frustrated today than usual as we are at month end and the asset managers on all of my REO properties (which are all of my files, haha) NEED to close before month end.  Do they care that the title is defective, that the foreclosure is defective, that there are not trustee's deeds on record, and on and on and on.  NOPE.  So, buyer beware!!